StoxUCO Bank vs PNB Housing Finance: share price & financials comparison
NSE: UCOBANK vs PNBHOUSING · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
UCO Bank vs PNB Housing Finance at a glance
UCO Bank (UCOBANK) has a market capitalisation of ₹31,148 Cr, against ₹29,139 Cr for PNB Housing Finance (PNBHOUSING). Over the past year PNB Housing Finance has returned +19.9%, compared with -24.0% for UCO Bank. UCO Bank comes out ahead on growth. PNB Housing Finance comes out ahead on momentum and technicals. Across the scored metrics below, UCO Bank leads on 3 and PNB Housing Finance on 6. On StoxGud's 10-point checklist, UCO Bank scores 3/10 and PNB Housing Finance scores 5/10.
| Metric | UCO Bank | PNB Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹31,148 Cr | ₹29,139 Cr |
| Revenue (latest FY) | ₹29,474 Cr | ₹8,505 Cr |
| Net profit (latest FY) | ₹2,468 Cr | — |
| Valuation | ||
| P/E | 12.6 | — |
| P/B | 1.01 | — |
| Dividend yield | — | 0.45% |
| Profitability | ||
| Return on equity | 8.0% | — |
| Net profit margin | 8.4% | — |
| Operating margin | 20.5% | — |
| Growth | ||
| Revenue growth (YoY) | +16.5% | +13.8% |
| Net profit growth (YoY) | +23.8% | — |
| Revenue CAGR (multi-year) | +17.7% | +2.2% |
| Momentum | ||
| 1-month return | +5.2% | -8.8% |
| 1-year return | -24.0% | +19.9% |
| 3-year CAGR | -14.4% | +12.9% |
| 5-year CAGR | +12.2% | +23.5% |
| 10-year CAGR | -3.8% | +5.3% |
| Distance from 52W high | -23.6% | -8.8% |
| Technicals | ||
| RSI (14) | 85 | 57 |
| Price vs 200-day avg | -3.6% | +10.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | UCO Bank | PNB Housing Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 3/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, UCO Bank or PNB Housing Finance?
UCO Bank has a market cap of ₹31,148 Cr and PNB Housing Finance has a market cap of ₹29,139 Cr as of 13 Nov 2026.
Which gave better returns in the last year, UCO Bank or PNB Housing Finance?
PNB Housing Finance did better: UCO Bank returned -24.0% and PNB Housing Finance returned +19.9% over one year.
What is the difference between UCO Bank and PNB Housing Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹31,148 Cr vs ₹29,139 Cr). In the latest financial year UCO Bank reported revenue of ₹29,474 Cr and PNB Housing Finance ₹8,505 Cr.
Which is better, UCO Bank or PNB Housing Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, UCO Bank leads on 3 and PNB Housing Finance on 6. UCO Bank is ahead on growth. PNB Housing Finance is ahead on momentum and technicals. On StoxGud's rules-based checklist UCO Bank scores 3/10 and PNB Housing Finance scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.