StoxUCO Bank vs City Union Bank: share price & financials comparison
NSE: UCOBANK vs CUB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
UCO Bank vs City Union Bank at a glance
UCO Bank (UCOBANK) has a market capitalisation of ₹31,148 Cr, against ₹23,026 Cr for City Union Bank (CUB). Over the past year City Union Bank has returned +19.8%, compared with -24.0% for UCO Bank. On valuation, UCO Bank trades at a lower P/E of 12.6 versus 15.5. City Union Bank earns a higher return on equity (13.3% vs 8.0%). UCO Bank comes out ahead on size and valuation. City Union Bank comes out ahead on profitability, growth, momentum and technicals. Across the scored metrics below, UCO Bank leads on 5 and City Union Bank on 11. On StoxGud's 10-point checklist, UCO Bank scores 3/10 and City Union Bank scores 7/10.
| Metric | UCO Bank | City Union Bank |
|---|---|---|
| Size | ||
| Market cap | ₹31,148 Cr | ₹23,026 Cr |
| Revenue (latest FY) | ₹29,474 Cr | ₹7,909 Cr |
| Net profit (latest FY) | ₹2,468 Cr | ₹1,326 Cr |
| Valuation | ||
| P/E | 12.6 | 15.5 |
| P/B | 1.01 | 2.06 |
| Dividend yield | — | -0.64% |
| Profitability | ||
| Return on equity | 8.0% | 13.3% |
| Net profit margin | 8.4% | 16.9% |
| Operating margin | 20.5% | 26.5% |
| Growth | ||
| Revenue growth (YoY) | +16.5% | +27.7% |
| Net profit growth (YoY) | +23.8% | +26.6% |
| Revenue CAGR (multi-year) | +17.7% | +8.5% |
| Momentum | ||
| 1-month return | +5.2% | -0.9% |
| 1-year return | -24.0% | +19.8% |
| 3-year CAGR | -14.4% | +29.3% |
| 5-year CAGR | +12.2% | +13.9% |
| 10-year CAGR | -3.8% | +8.3% |
| Distance from 52W high | -23.6% | -2.5% |
| Technicals | ||
| RSI (14) | 85 | 56 |
| Price vs 200-day avg | -3.6% | +10.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | UCO Bank | City Union Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✓ | ✗ |
| Score | 3/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, UCO Bank or City Union Bank?
UCO Bank has a market cap of ₹31,148 Cr and City Union Bank has a market cap of ₹23,026 Cr as of 13 Nov 2026.
Which has a lower P/E, UCO Bank or City Union Bank?
UCO Bank has the lower P/E: UCO Bank trades at 12.6 and City Union Bank at 15.5.
Which gave better returns in the last year, UCO Bank or City Union Bank?
City Union Bank did better: UCO Bank returned -24.0% and City Union Bank returned +19.8% over one year.
What is the difference between UCO Bank and City Union Bank?
Both are NSE-listed companies in Financial Services. UCO Bank is about 1.4 times the size of City Union Bank by market cap. In the latest financial year UCO Bank reported revenue of ₹29,474 Cr and City Union Bank ₹7,909 Cr. Operating margin is 20.5% for UCO Bank and 26.5% for City Union Bank.
Which is better, UCO Bank or City Union Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, UCO Bank leads on 5 and City Union Bank on 11. UCO Bank is ahead on size and valuation. City Union Bank is ahead on profitability, growth, momentum and technicals. On StoxGud's rules-based checklist UCO Bank scores 3/10 and City Union Bank scores 7/10. This is information, not advice: consult a SEBI-registered adviser before investing.