StoxCentral Bank of India vs Cholamandalam Financial Holdings: share price & financials comparison
NSE: CENTRALBK vs CHOLAHLDNG · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Central Bank of India vs Cholamandalam Financial Holdings at a glance
Central Bank of India (CENTRALBK) has a market capitalisation of ₹27,724 Cr, against ₹27,317 Cr for Cholamandalam Financial Holdings (CHOLAHLDNG). Over the past year Central Bank of India has returned -23.8%, compared with -24.0% for Cholamandalam Financial Holdings. Central Bank of India comes out ahead on valuation. Cholamandalam Financial Holdings comes out ahead on growth, momentum and technicals. Across the scored metrics below, Central Bank of India leads on 3 and Cholamandalam Financial Holdings on 6. On StoxGud's 10-point checklist, Central Bank of India scores 5/10 and Cholamandalam Financial Holdings scores 3/10.
| Metric | Central Bank of India | Cholamandalam Financial Holdings |
|---|---|---|
| Size | ||
| Market cap | ₹27,724 Cr | ₹27,317 Cr |
| Revenue (latest FY) | ₹42,498 Cr | ₹39,576 Cr |
| Net profit (latest FY) | ₹4,524 Cr | — |
| Valuation | ||
| P/E | 5.8 | — |
| P/B | 0.67 | — |
| Dividend yield | 2.57% | 0.44% |
| Profitability | ||
| Return on equity | 11.6% | — |
| Net profit margin | 10.9% | — |
| Operating margin | 20.0% | — |
| Growth | ||
| Revenue growth (YoY) | +14.5% | +18.7% |
| Net profit growth (YoY) | +20.6% | — |
| Revenue CAGR (multi-year) | +7.7% | +23.3% |
| Momentum | ||
| 1-month return | +0.6% | +3.7% |
| 1-year return | -23.8% | -24.0% |
| 3-year CAGR | -11.4% | +8.8% |
| 5-year CAGR | +6.7% | +15.8% |
| 10-year CAGR | -10.0% | — |
| Distance from 52W high | -24.3% | -27.8% |
| Technicals | ||
| RSI (14) | 48 | 62 |
| Price vs 200-day avg | -7.8% | -6.4% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Central Bank of India | Cholamandalam Financial Holdings |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 5/10 | 3/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Central Bank of India or Cholamandalam Financial Holdings?
Central Bank of India has a market cap of ₹27,724 Cr and Cholamandalam Financial Holdings has a market cap of ₹27,317 Cr as of 06 Nov 2026.
Which gave better returns in the last year, Central Bank of India or Cholamandalam Financial Holdings?
Central Bank of India did better: Central Bank of India returned -23.8% and Cholamandalam Financial Holdings returned -24.0% over one year.
Is Central Bank of India or Cholamandalam Financial Holdings a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Central Bank of India scores 5/10 and Cholamandalam Financial Holdings scores 3/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.