StoxLIC Housing Finance vs Cholamandalam Financial Holdings: share price & financials comparison
NSE: LICHSGFIN vs CHOLAHLDNG · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
LIC Housing Finance vs Cholamandalam Financial Holdings at a glance
LIC Housing Finance (LICHSGFIN) has a market capitalisation of ₹32,204 Cr, against ₹27,419 Cr for Cholamandalam Financial Holdings (CHOLAHLDNG). Over the past year LIC Housing Finance has returned +1.9%, compared with -27.5% for Cholamandalam Financial Holdings. LIC Housing Finance comes out ahead on valuation, momentum and technicals. Cholamandalam Financial Holdings comes out ahead on growth. Across the scored metrics below, LIC Housing Finance leads on 6 and Cholamandalam Financial Holdings on 3. On StoxGud's 10-point checklist, LIC Housing Finance scores 5/10 and Cholamandalam Financial Holdings scores 2/10.
| Metric | LIC Housing Finance | Cholamandalam Financial Holdings |
|---|---|---|
| Size | ||
| Market cap | ₹32,204 Cr | ₹27,419 Cr |
| Revenue (latest FY) | ₹28,843 Cr | ₹39,576 Cr |
| Valuation | ||
| Dividend yield | 1.71% | 0.44% |
| Growth | ||
| Revenue growth (YoY) | +0.2% | +18.7% |
| Revenue CAGR (multi-year) | +7.7% | +23.3% |
| Momentum | ||
| 1-month return | +3.7% | +3.2% |
| 1-year return | +1.9% | -27.5% |
| 3-year CAGR | +9.1% | +8.7% |
| 5-year CAGR | +6.6% | +15.6% |
| 10-year CAGR | +2.0% | — |
| Distance from 52W high | -0.2% | -26.1% |
| Technicals | ||
| RSI (14) | 85 | 74 |
| Price vs 200-day avg | +9.9% | -5.7% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | LIC Housing Finance | Cholamandalam Financial Holdings |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, LIC Housing Finance or Cholamandalam Financial Holdings?
LIC Housing Finance has a market cap of ₹32,204 Cr and Cholamandalam Financial Holdings has a market cap of ₹27,419 Cr as of 13 Nov 2026.
Which gave better returns in the last year, LIC Housing Finance or Cholamandalam Financial Holdings?
LIC Housing Finance did better: LIC Housing Finance returned +1.9% and Cholamandalam Financial Holdings returned -27.5% over one year.
What is the difference between LIC Housing Finance and Cholamandalam Financial Holdings?
Both are NSE-listed companies in Financial Services. LIC Housing Finance is about 1.2 times the size of Cholamandalam Financial Holdings by market cap. In the latest financial year LIC Housing Finance reported revenue of ₹28,843 Cr and Cholamandalam Financial Holdings ₹39,576 Cr.
Which is better, LIC Housing Finance or Cholamandalam Financial Holdings?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, LIC Housing Finance leads on 6 and Cholamandalam Financial Holdings on 3. LIC Housing Finance is ahead on valuation, momentum and technicals. Cholamandalam Financial Holdings is ahead on growth. On StoxGud's rules-based checklist LIC Housing Finance scores 5/10 and Cholamandalam Financial Holdings scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.