Transwarranty Finance Limited

NSE: TFL · Unclassified

₹11.30-0.96%06 Nov 2026

Ask the data

Instant answers about Transwarranty Finance Limited — computed from its filings, no language model

Market cap₹62 cr

Current price₹11.30

High / Low₹17 / ₹10

P/E138.4

P/B—

Book value—

ROE—

ROCE—

Debt / equity—

Dividend yield—

EPS (TTM)₹0.08

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 9 periods

	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total income	1.5	1.4	8.1	16.2	16.6	12.0	17.4	15.7	16.2
Profit before tax	0.9	0.5	—	—	—	—	—	—	—
Tax	0.1	0.0	-0.1	-0.1	0.0	-0.0	0.0	0.6	0.0
Net profit	0.8	0.5	—	—	—	—	—	—	—
Operating cash flow	—	—	—	—	15.9	-12.2	-14.8	-4.6	14.9
Capex	—	—	—	—	0.1	0.1	0.2	0.2	0.0
Dividend paid	—	—	—	—	0.0	0.0	0.0	0.0	0.0
Total assets	—	—	—	—	—	106.2	99.0	100.0	64.0

Quarterly performance

last 33 quarters · ₹ crore

showing latest 8 of 33 periods

	MAR '18	JUN '18	SEP '18	DEC '18	MAR '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25*	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	0.4	0.3	0.4	0.3	0.3	2.0	1.9	2.4	2.6	2.7	8.5	3.1	2.9	3.1	7.5	3.3	3.1	3.5	2.1	3.0	4.2	3.9	6.3	4.2	5.2	2.8	0.8	4.1	3.4	3.6	5.1	2.8	2.8
Other income	0.4	0.3	0.4	0.3	0.3	0.6	-0.3	0.5	0.4	0.6	0.4	0.5	0.6	0.5	0.2	0.6	0.4	-0.1	0.2	0.3	0.9	0.9	1.2	0.2	1.3	-0.8	0.8	0.2	0.1	0.5	1.0	0.3	0.3
Profit before tax	2.9	-0.7	-0.8	-0.2	2.2	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Tax	0.1	0.0	0.0	0.0	0.0	0.0	-0.1	0.0	0.0	0.0	-0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.6	0.0	-0.0	0.0	0.0	0.0	0.0
Net profit	2.9	-0.7	-0.8	-0.2	2.1	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue YoY	—	—	—	—	-22.7%	502.9%	455.9%	—	—	33.7%	348.7%	30.9%	11.2%	12.4%	-11.3%	5.5%	8.7%	13.3%	-71.5%	-9.5%	34.2%	11.7%	195.8%	43.7%	22.9%	-29.0%	-88.2%	-2.8%	-34.1%	31.4%	577.3%	-31.6%	-16.8%
Profit YoY	—	—	—	—	-25.8%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Earlier results (standalone, Sep '07 – Dec '17)

₹ crore · from BSE, before the NSE XBRL filings begin

Transwarranty Finance Limited reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

showing latest 8 of 9 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†
Total income	4.0	5.7	8.4	23.3	14.3	8.9	8.0	10.0	11.8
Pre-provision op. profit	0.9	-0.4	1.0	8.8	-0.1	0.8	0.3	0.3	1.4
Operating margin	21.6%	-6.6%	12.1%	37.9%	-0.9%	8.7%	4.2%	2.7%	11.9%
Interest	0.1	0.3	0.4	1.0	0.6	0.4	0.1	0.1	0.5
Depreciation	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.0
Profit before tax	1.1	-0.8	0.5	7.7	-0.9	0.2	0.2	0.1	0.9
Tax	0.4	-0.0	0.1	1.0	0.2	0.0	0.1	-0.0	0.1
Net profit	0.7	-0.8	0.4	6.7	-1.1	0.2	0.1	0.1	0.7

Quarters

showing latest 8 of 42 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†
Total income	1.2	2.1	1.0	0.8	1.0	0.5	1.7	0.8	0.9	2.2	1.9	2.8	2.6	1.3	1.7	11.7	1.7	2.0	7.9	2.5	1.4	4.0	6.3	0.7	1.5	5.6	1.2	1.3	2.1	2.7	1.9	2.5	1.9	3.0	2.7	1.3	0.7	1.9	7.9	2.0	2.0	0.7
Pre-provision op. profit	0.5	1.4	0.4	-0.1	0.2	-0.1	0.9	-2.0	-0.1	0.9	0.8	0.1	1.2	-0.7	0.4	8.1	0.3	0.5	-0.0	1.0	-0.2	-1.2	0.3	-0.2	0.7	-0.0	0.3	-0.2	0.9	-0.2	-0.2	-0.4	-0.3	1.2	-0.3	-0.2	-0.2	-0.2	2.0	-0.8	-0.4	-0.6
Operating margin	40.7%	68.4%	35.6%	-15.5%	16.5%	-17.6%	54.4%	-258.2%	-12.0%	42.6%	45.7%	3.2%	48.4%	-54.3%	21.6%	68.9%	15.3%	25.4%	-0.4%	38.1%	-17.4%	-29.6%	5.5%	-36.9%	47.7%	-0.2%	26.3%	-13.1%	40.6%	-6.4%	-9.3%	-14.8%	-15.3%	40.5%	-10.2%	-15.0%	-25.0%	-11.3%	25.3%	-41.4%	-17.6%	-78.4%
Other income	0.3	0.3	0.1	0.4	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.0	0.0	0.0	0.0
Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.1	0.1	0.1	0.0	0.1	0.1	0.1	0.1	0.2	0.3	0.3	0.2	0.2	0.1	0.0	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.1	0.1	0.2	0.0	0.0	0.0
Depreciation	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0	0.0	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Profit before tax	0.7	1.7	0.5	0.2	0.1	-0.1	0.8	-2.1	-0.2	0.8	0.7	0.0	1.1	-0.9	0.2	7.9	0.0	0.2	-0.4	0.7	-0.5	-1.4	0.2	-0.4	0.6	-0.1	0.2	-0.3	0.8	-0.2	-0.2	-0.4	-0.3	1.2	-0.3	-0.2	-0.3	-0.4	1.8	-0.8	-0.4	-0.6
Tax	0.2	0.6	0.2	0.1	0.0	-0.0	0.3	0.0	0.0	0.0	-0.0	0.0	-0.0	0.0	0.1	1.0	-0.0	0.1	-0.1	0.3	-0.1	-0.2	0.1	0.0	-0.0	0.0	0.0	-0.0	0.1	-0.1	0.0	0.0	0.0	0.1	-0.1	0.0	0.0	0.0	0.1	0.0	0.0	0.0
Net profit	0.5	1.1	0.3	0.1	0.1	-0.1	0.5	-2.1	-0.2	0.8	0.8	0.0	1.1	-0.9	0.1	6.9	0.0	0.1	-0.3	0.4	-0.4	-1.2	0.1	-0.4	0.6	-0.1	0.2	-0.2	0.7	-0.1	-0.2	-0.4	-0.3	1.1	-0.2	-0.2	-0.3	-0.4	1.7	-0.8	-0.4	-0.6
EPS ₹	0.33	0.79	0.21	0.11	0.11	-0.07	0.38	-1.51	-0.16	0.54	0.54	—	0.80	-0.62	0.09	3.19	0.01	0.04	-0.12	0.16	-0.15	-0.50	0.04	-0.17	0.25	-0.06	0.07	-0.10	0.29	-0.06	-0.08	-0.17	-0.14	0.44	-0.08	-0.10	-0.12	-0.15	0.68	-0.35	-0.16	-0.23
Revenue YoY	—	—	—	—	-17.8%	-75.9%	69.3%	-6.0%	-5.2%	323.5%	8.8%	259.5%	178.3%	-41.2%	-8.1%	312.7%	-33.6%	55.1%	360.2%	-78.5%	-15.3%	104.1%	-19.6%	-74.2%	4.9%	39.6%	-81.4%	100.0%	40.4%	-52.4%	64.4%	92.3%	-10.4%	10.9%	37.1%	-49.2%	-62.1%	-34.5%	196.2%	59.8%	183.3%	-61.9%
Profit YoY	—	—	—	—	-82.6%	-108.3%	82.8%	-1506.7%	-387.5%	—	41.5%	—	—	-217.1%	-80.0%	22866.7%	-99.1%	—	-280.0%	-94.2%	-3800.0%	-1310.0%	—	-202.5%	—	—	60.0%	—	16.4%	—	-225.0%	—	-146.5%	—	—	—	—	-135.5%	—	—	—	—

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 27 periods

	DEC '18	MAR '19	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Net margin	79.3%	32.1%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Asset turnover	—	—	—	—	—	—	—	—	—	—	0.16	0.17	0.11	0.11	0.13	0.13	0.18	0.19	0.19	0.18	0.13	0.13	0.13	0.14	0.25	0.23	0.22

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 9 periods

	SEP '22	MAR '23	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Deposits	0.0	—	0.0	0.0	—	0.0	—	0.0	—
Borrowings	42.5	36.4	37.4	33.7	—	33.7	23.1	22.1	20.7
Total assets	105.0	106.2	100.6	99.0	103.4	100.0	85.5	64.0	65.0
Investments	0.2	0.1	0.2	0.1	—	0.1	0.1	13.5	10.1

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY25	FY26
Cash from operations	15.9	-12.2	-14.8	-4.6	14.9
Cash from investing	-7.7	1.7	6.9	-0.2	-2.9
Cash from financing	-4.9	16.5	-6.2	4.9	-8.6
Capex	0.1	0.1	0.2	0.2	0.0
Free cash flow	15.8	-12.3	-15.0	-4.7	14.9
Dividends paid	0.0	0.0	0.0	0.0	0.0

Where the assets sit

Sep '26 · ₹ crore

Investments

₹10.1 cr16%

Other assets

₹54.9 cr84%

Peer comparison

largest in Unclassified · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
Avantel Limited	36,86,04,549	138.69	—	1059360.68	0.0%
Ducol Organics And Colours Limited	19,55,275	120.00	—	20089.13	0.0%
Jio Platforms Limited	12,57,181	1,406.40	—	3.57	—
SBI Funds Management Limited	1,01,750	499.55	—	—	—
Tamilnadu Telecommunication Limited	91,314	9.93	—	—	—
Manipal Health Enterprises Limited	76,294	646.70	—	—	—
INDO-MIM Limited	59,042	1,219.50	—	—	—
AvenuesAI Limited	45,138	129.25	153.6	9.51	6.2%
Dhoot Transmission Limited	32,761	1,601.60	—	8.11	—
3M India Limited	31,071	27,570.00	53.8	17.57	32.7%
Transwarranty Finance Limited	62	11.30	138.4	—	—

StoxGud checklist: Bearish setup · 0/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-7.1%

6 months-8.0%

1 year-13.1%

3Y CAGR+4.7%

5Y CAGR+13.3%

10Y CAGR-1.3%

50-day avg₹11.81

200-day avg₹12.25

RSI (14)34

FAQs

What is the share price of Transwarranty Finance Limited?

Transwarranty Finance Limited (TFL) closed at ₹11.30 on NSE on 06 Nov 2026.

What is the market cap of Transwarranty Finance Limited?

₹62 crore at the latest close.

What is the P/E ratio of Transwarranty Finance Limited?

138.4, on trailing-twelve-month earnings from its filings.

How fast is Transwarranty Finance Limited growing?

Transwarranty Finance Limited: revenue has compounded at 10.5% a year over three years. Latest-quarter revenue is down 16.8% year on year.

How profitable is Transwarranty Finance Limited?

Profitability ratios for Transwarranty Finance Limited aren't available yet.

How much debt does Transwarranty Finance Limited have?

Debt to equity isn't meaningful for Transwarranty Finance Limited (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Transwarranty Finance Limited's own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from MAR '18, annual from FY18, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.