Spandana Sphoorty Financial Limited

NSE: SPANDANA · Unclassified

₹182.52-1.87%06 Nov 2026

Ask the data

Instant answers about Spandana Sphoorty Financial Limited — computed from its filings, no language model

Market cap₹1,614 cr

Current price₹182.52

High / Low₹311 / ₹178

P/E—

P/B—

Book value—

ROE—

ROCE—

Debt / equity—

Dividend yield—

EPS (TTM)—

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

	FY20	FY21	FY23	FY24	FY25	FY26
Total income	1,470	1,506	1,477	2,534	2,424	1,066
Tax	267	55	5	170	-344	-226
Operating cash flow	—	—	-2,171	-2,707	3,669	882
Capex	—	—	13	25	22	4
Dividend paid	—	—	0	0	0	0
Total assets	—	—	9,383	13,383	8,494	6,246

Quarterly performance

last 25 quarters · ₹ crore

showing latest 8 of 25 periods

	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	358	440	327	354	344	480	435	396	350	375	533	527	640	657	710	737	707	573	419	304	239	246	277	303	340
Other income	8	11	1	9	6	6	1	1	4	20	35	16	30	31	34	27	20	18	4	4	10	11	17	19	16
Tax	46	25	19	25	-7	18	16	-13	14	25	33	41	42	43	44	19	-72	-147	-143	-121	-78	-30	3	6	19
Revenue YoY	—	—	—	—	-4.0%	9.2%	33.0%	11.9%	1.6%	7.2%	—	—	—	75.2%	33.1%	39.8%	10.4%	-12.8%	-41.0%	-58.7%	-66.1%	-57.1%	-33.8%	-0.3%	42.1%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 19 periods

	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Asset turnover	—	—	—	—	—	—	0.18	0.21	0.19	0.21	0.24	0.24	0.29	0.24	0.27	0.21	0.17	0.17	0.16

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	MAR '23	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Deposits	—	—	—	—	0	—	—	—
Borrowings	—	—	5,340	4,470	3,391	1,993	1,767	2,488
Total assets	9,383	11,269	13,383	11,549	8,494	5,679	6,246	7,222
Investments	—	—	112	110	110	89	114	224

Cash flow

annual · ₹ crore · line = free cash flow

	FY23	FY24	FY25	FY26
Cash from operations	-2,171	-2,707	3,669	882
Cash from investing	-175	86	-119	165
Cash from financing	2,433	3,205	-3,712	-1,514
Capex	13	25	22	4
Free cash flow	-2,184	-2,732	3,646	878
Dividends paid	0	0	0	0

Where the assets sit

Sep '26 · ₹ crore

Investments

₹224 cr3%

Other assets

₹6,998 cr97%

Peer comparison

largest in Unclassified · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
Avantel Limited	36,86,04,549	138.69	—	1059360.68	0.0%
Ducol Organics And Colours Limited	19,55,275	120.00	—	20089.13	0.0%
Jio Platforms Limited	12,57,181	1,406.40	—	3.57	—
SBI Funds Management Limited	1,01,750	499.55	—	—	—
Tamilnadu Telecommunication Limited	91,314	9.93	—	—	—
Manipal Health Enterprises Limited	76,294	646.70	—	—	—
INDO-MIM Limited	59,042	1,219.50	—	—	—
AvenuesAI Limited	45,138	129.25	153.6	9.51	6.2%
Dhoot Transmission Limited	32,761	1,601.60	—	8.11	—
3M India Limited	31,071	27,570.00	53.8	17.57	32.7%
Spandana Sphoorty Financial Limited	1,614	182.52	—	—	—

StoxGud checklist: Bearish setup · 1/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-16.3%

6 months-34.6%

1 year-27.2%

3Y CAGR-41.3%

5Y CAGR-19.9%

10Y CAGR—

50-day avg₹216.20

200-day avg₹240.84

RSI (14)32

FAQs

What is the share price of Spandana Sphoorty Financial Limited?

Spandana Sphoorty Financial Limited (SPANDANA) closed at ₹182.52 on NSE on 06 Nov 2026.

What is the market cap of Spandana Sphoorty Financial Limited?

₹1,614 crore at the latest close.

How fast is Spandana Sphoorty Financial Limited growing?

Spandana Sphoorty Financial Limited: revenue has compounded at -10.3% a year over three years. Latest-quarter revenue is up 42.1% year on year.

How profitable is Spandana Sphoorty Financial Limited?

Profitability ratios for Spandana Sphoorty Financial Limited aren't available yet.

How much debt does Spandana Sphoorty Financial Limited have?

Debt to equity isn't meaningful for Spandana Sphoorty Financial Limited (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Spandana Sphoorty Financial Limited's own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from DEC '19, annual from FY20, balance sheet from Mar '23. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.