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PNB Gilts Limited
NSE: PNBGILTS · Unclassified
₹80.78+2.64%06 Nov 2026
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Instant answers about PNB Gilts Limited — computed from its filings, no language modelMarket cap₹1,454 cr
Current price₹80.78
High / Low₹94 / ₹59
P/E—
P/B—
Book value—
ROE—
ROCE—
Debt / equity—
Dividend yield1.24%
EPS (TTM)—
Face value₹10
Price & valuation
split & bonus adjusted · pick a metric and rangeAnnual performance
annual · ₹ crore · line = operating margin| FY18 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|---|---|---|
| Total income | 0 | 883 | 1,052 | 992 | 1,230 | 1,577 | 1,676 | 1,699 |
| Profit before tax | 55 | — | — | — | — | — | — | — |
| Tax | 19 | 63 | 160 | 44 | -8 | 29 | 78 | 60 |
| Net profit | 37 | — | — | — | — | — | — | — |
| Operating cash flow | — | — | — | -4,564 | -4,638 | -2,875 | -197 | -2,540 |
| Capex | — | — | — | 1 | 14 | 1 | 1 | 1 |
| Dividend paid | — | — | — | 54 | 90 | 0 | 18 | 18 |
| Total assets | — | — | — | — | 21,497 | 24,540 | 24,703 | 27,060 |
Quarterly performance
last 31 quarters · ₹ crore| MAR '18 | JUN '18 | SEP '18 | DEC '18 | DEC '19 | MAR '20 | JUN '20 | SEP '20 | DEC '20 | MAR '21 | JUN '21 | SEP '21 | DEC '21 | MAR '22 | SEP '22 | DEC '22 | MAR '23 | JUN '23 | SEP '23 | DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 0 | 42 | 118 | 202 | 217 | 276 | 492 | 219 | 323 | 184 | 215 | 271 | 264 | 242 | 341 | 297 | 310 | 443 | 347 | 385 | 474 | 440 | 501 | 362 | 419 | 563 | 443 | 425 | 424 | 455 | 437 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 17 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax | 6 | 1 | 1 | -2 | 13 | 33 | 96 | 6 | 56 | 2 | 10 | 34 | -10 | 10 | 9 | 5 | 4 | 14 | -8 | 5 | 18 | 17 | 38 | -2 | 24 | 53 | -8 | 14 | 1 | 28 | 15 |
| Net profit | 11 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Revenue YoY | — | — | — | — | 7.3% | — | — | — | 49.1% | -33.3% | -56.2% | 23.9% | -18.4% | 31.4% | 25.8% | 12.5% | 28.3% | — | 1.9% | 29.8% | 52.7% | -0.6% | 44.4% | -5.9% | -11.6% | 27.9% | -11.4% | 17.2% | 1.3% | -19.3% | -1.6% |
Earlier results (standalone, Sep '07 – Dec '17)
₹ crore · from BSE, before the NSE XBRL filings beginPNB Gilts Limited reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.
Full years
| FY09† | FY10† | FY11† | FY12† | FY13† | FY14† | FY15† | FY16† | FY17† | |
|---|---|---|---|---|---|---|---|---|---|
| Total income | 111 | 102 | 103 | 166 | 289 | 346 | 410 | 343 | 500 |
| Pre-provision op. profit | 104 | 91 | 97 | 156 | 278 | 334 | 395 | 327 | 482 |
| Operating margin | 93.9% | 89.5% | 93.5% | 94.4% | 96.4% | 96.4% | 96.4% | 95.4% | 96.4% |
| Other income | — | — | — | — | — | — | — | 0 | 0 |
| Interest | 67 | 35 | 52 | 126 | 189 | 243 | 261 | 276 | 226 |
| Depreciation | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| Profit before tax | 38 | 56 | 44 | 30 | 89 | 91 | 134 | 51 | 257 |
| Tax | 14 | 19 | 13 | 9 | 28 | 29 | 44 | 17 | 89 |
| Net profit | 24 | 37 | 31 | 21 | 61 | 61 | 90 | 34 | 167 |
Quarters
| SEP '07† | DEC '07† | MAR '08† | JUN '08† | SEP '08† | DEC '08† | MAR '09† | JUN '09† | SEP '09† | DEC '09† | MAR '10† | JUN '10† | SEP '10† | DEC '10† | MAR '11† | JUN '11† | SEP '11† | DEC '11† | MAR '12† | JUN '12† | SEP '12† | DEC '12† | MAR '13† | JUN '13† | SEP '13† | DEC '13† | MAR '14† | JUN '14† | SEP '14† | DEC '14† | MAR '15† | JUN '15† | SEP '15† | DEC '15† | MAR '16† | JUN '16† | SEP '16† | DEC '16† | MAR '17† | JUN '17† | SEP '17† | DEC '17† | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 40 | 57 | 32 | -24 | 1 | 196 | -62 | 61 | -5 | 21 | 25 | 30 | 15 | 35 | 24 | 18 | 37 | 41 | 70 | 63 | 77 | 77 | 71 | 113 | 70 | 85 | 78 | 104 | 88 | 123 | 95 | 71 | 103 | 90 | 79 | 98 | 175 | 166 | 61 | 123 | 115 | 68 |
| Pre-provision op. profit | 38 | 56 | 30 | -25 | -0 | 194 | -64 | 59 | -11 | 19 | 23 | 28 | 13 | 33 | 22 | 16 | 35 | 38 | 67 | 60 | 75 | 75 | 68 | 110 | 67 | 82 | 75 | 101 | 85 | 120 | 90 | 67 | 100 | 87 | 73 | 94 | 171 | 162 | 55 | 116 | 111 | 64 |
| Operating margin | 96.0% | 97.7% | 94.4% | 106.8% | -32.7% | 99.1% | 103.2% | 97.3% | 206.2% | 90.9% | 93.5% | 94.5% | 88.8% | 95.1% | 92.8% | 89.4% | 93.7% | 94.1% | 96.2% | 96.3% | 96.7% | 97.0% | 95.3% | 96.9% | 96.0% | 96.9% | 95.7% | 96.6% | 96.4% | 97.4% | 94.9% | 95.1% | 96.8% | 96.3% | 92.7% | 96.0% | 97.6% | 97.3% | 91.1% | 94.7% | 96.6% | 94.4% |
| Other income | 1 | 0 | 1 | 1 | 1 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 15 | 29 | 33 | 31 | 8 | 13 | 14 | 9 | 8 | 8 | 9 | 9 | 12 | 20 | 11 | 20 | 29 | 33 | 44 | 35 | 55 | 52 | 46 | 56 | 67 | 59 | 61 | 61 | 68 | 64 | 68 | 71 | 65 | 73 | 68 | 65 | 64 | 61 | 36 | 78 | 90 | 86 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 24 | 27 | -2 | -56 | -8 | 181 | -79 | 51 | -19 | 11 | 14 | 19 | 1 | 13 | 11 | -4 | 6 | 5 | 23 | 25 | 20 | 23 | 22 | 54 | 0 | 23 | 13 | 40 | 17 | 55 | 22 | -3 | 35 | 14 | 5 | 29 | 107 | 100 | 20 | 39 | 22 | -21 |
| Tax | 7 | 7 | 4 | 0 | 0 | 41 | -27 | 17 | -7 | 4 | 5 | 6 | 0 | 4 | 3 | 0 | -0 | 1 | 7 | 8 | 6 | 7 | 7 | 18 | -0 | 8 | 4 | 13 | 5 | 18 | 7 | -0 | 11 | 5 | 2 | 10 | 37 | 35 | 8 | 13 | 7 | -8 |
| Net profit | 17 | 20 | -6 | -56 | -8 | 140 | -52 | 33 | -12 | 7 | 9 | 13 | 1 | 9 | 8 | -5 | 6 | 4 | 16 | 17 | 14 | 16 | 15 | 36 | 0 | 16 | 9 | 27 | 11 | 37 | 15 | -3 | 25 | 9 | 4 | 19 | 70 | 66 | 12 | 25 | 14 | -14 |
| EPS ₹ | 1.26 | 1.47 | -0.44 | -4.15 | -0.59 | 10.37 | -3.82 | 2.45 | -0.93 | 0.53 | 0.66 | 0.95 | 0.06 | 0.69 | 0.56 | -0.33 | 0.42 | 0.31 | 1.16 | 1.27 | 1.02 | 1.15 | 1.09 | 2.69 | 0.02 | 0.88 | 0.49 | 1.48 | 0.63 | 2.04 | 0.82 | -0.18 | 1.38 | 0.52 | 0.20 | 1.08 | 3.90 | 3.66 | 0.65 | 1.39 | 0.80 | -0.77 |
| Revenue YoY | — | — | — | — | -97.3% | 243.0% | -293.5% | — | -586.0% | -89.2% | — | -51.0% | — | 63.6% | -2.4% | -40.6% | 153.6% | 17.5% | 191.6% | 253.4% | 109.2% | 89.7% | 1.7% | 80.5% | -9.1% | 9.7% | 9.2% | -8.0% | 25.3% | 44.5% | 22.0% | -32.1% | 17.8% | -26.5% | -17.1% | 38.2% | 69.7% | 84.4% | -23.1% | 25.5% | -34.4% | -59.0% |
| Profit YoY | — | — | — | — | -146.9% | 603.3% | — | — | — | -94.9% | — | -61.1% | — | 30.6% | -15.1% | -135.1% | 629.5% | -55.3% | 106.3% | — | 142.9% | 274.0% | -6.5% | 111.9% | -97.0% | 1.9% | -40.5% | -26.5% | 2607.1% | 131.5% | 69.5% | -112.1% | 118.0% | -74.6% | -75.5% | — | 182.9% | 607.0% | 224.5% | 29.6% | -79.4% | -121.1% |
Returns & margins
trailing-twelve-month, per quarter| DEC '18 | SEP '20 | DEC '20 | MAR '21 | JUN '21 | SEP '21 | DEC '21 | MAR '22 | JUN '23 | SEP '23 | DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset turnover | — | — | — | — | — | — | — | — | 0.06 | 0.06 | 0.06 | 0.07 | 0.07 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.07 |
Balance sheet
equity vs borrowings over time · ₹ crore| SEP '22 | MAR '23 | SEP '23 | MAR '24 | SEP '24 | MAR '25 | SEP '25 | MAR '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|
| Deposits | 0 | 0 | 0 | 0 | 0 | — | 0 | 0 | 0 |
| Borrowings | 15,524 | 19,238 | 22,116 | 22,399 | 21,067 | 22,381 | 24,842 | 24,880 | 24,494 |
| Total assets | 18,839 | 21,497 | 24,556 | 24,540 | 23,198 | 24,703 | 27,326 | 27,060 | 26,755 |
| Investments | 15,385 | 18,518 | 21,345 | 23,008 | 21,635 | 23,165 | 24,852 | 23,314 | 22,648 |
Cash flow
annual · ₹ crore · line = free cash flow| FY22 | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|
| Cash from operations | -4,564 | -4,638 | -2,875 | -197 | -2,540 |
| Cash from investing | -1 | -14 | -1 | -1 | -1 |
| Cash from financing | 4,613 | 4,618 | 3,159 | -38 | 2,479 |
| Capex | 1 | 14 | 1 | 1 | 1 |
| Free cash flow | -4,564 | -4,653 | -2,876 | -198 | -2,541 |
| Dividends paid | 54 | 90 | 0 | 18 | 18 |
Where the assets sit
Sep '26 · ₹ croreInvestments₹22,648 cr85%
Other assets₹4,106 cr15%
Peer comparison
largest in Unclassified · this company in bold| Company | Market cap ₹cr | Price | P/E | P/B | ROE |
|---|---|---|---|---|---|
| Avantel Limited | 36,86,04,549 | 138.69 | — | 1059360.68 | 0.0% |
| Ducol Organics And Colours Limited | 19,55,275 | 120.00 | — | 20089.13 | 0.0% |
| Jio Platforms Limited | 12,57,181 | 1,406.40 | — | 3.57 | — |
| SBI Funds Management Limited | 1,01,750 | 499.55 | — | — | — |
| Tamilnadu Telecommunication Limited | 91,314 | 9.93 | — | — | — |
| Manipal Health Enterprises Limited | 76,294 | 646.70 | — | — | — |
| INDO-MIM Limited | 59,042 | 1,219.50 | — | — | — |
| AvenuesAI Limited | 45,138 | 129.25 | 153.6 | 9.51 | 6.2% |
| Dhoot Transmission Limited | 32,761 | 1,601.60 | — | 8.11 | — |
| 3M India Limited | 31,071 | 27,570.00 | 53.8 | 17.57 | 32.7% |
| PNB Gilts Limited | 1,454 | 80.78 | — | — | — |
StoxGud checklist: Bearish setup · 2/10
- Price above 50-day average
- Price above 200-day average
- 50-day average above 200-day (uptrend)
- RSI in healthy 40–70 zone
- Positive 1-year return
- Return on equity above 15%
- Debt to equity below 1
- Revenue growing year on year
- Net profit margin above 10%
- P/E below industry median
A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.
Returns & technicals
1 month+12.9%
6 months+10.8%
1 year-13.3%
3Y CAGR-2.4%
5Y CAGR+3.7%
10Y CAGR+7.8%
50-day avg₹75.64
200-day avg₹78.47
RSI (14)71
FAQs
What is the share price of PNB Gilts Limited?
PNB Gilts Limited (PNBGILTS) closed at ₹80.78 on NSE on 06 Nov 2026.
What is the market cap of PNB Gilts Limited?
₹1,454 crore at the latest close.
How fast is PNB Gilts Limited growing?
PNB Gilts Limited: revenue has compounded at 11.4% a year over three years. Latest-quarter revenue is down 1.6% year on year.
How profitable is PNB Gilts Limited?
Profitability ratios for PNB Gilts Limited aren't available yet.
How much debt does PNB Gilts Limited have?
Debt to equity isn't meaningful for PNB Gilts Limited (banks borrow as part of their business) or isn't filed yet.
Financials parsed from PNB Gilts Limited's own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from MAR '18, annual from FY18, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.
PNB Gilts Limited · advanced chart