Indian Bank

NSE: INDIANB · Financial Services

₹902.00+1.10%06 Nov 2026

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Instant answers about Indian Bank — computed from its filings, no language model

Market cap₹1,21,496 cr

Current price₹902.00

High / Low₹992 / ₹772

P/E9.2

P/B1.40

Book value₹644.9

ROE15.2%

ROCE—

Debt / equity—

Dividend yield1.80%

EPS (TTM)₹98.13

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 7 periods

	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total income	24,727	45,649	46,268	52,790	64,232	72,051	78,333
Pre-provision op. profit	6,497	11,420	12,785	15,348	16,938	19,101	20,016
Operating margin	26.3%	25.0%	27.6%	29.1%	26.4%	26.5%	25.6%
Interest	13,798	23,439	22,129	24,717	32,341	36,826	40,539
Profit before tax	1,378	2,925	3,263	5,990	11,044	14,887	15,735
Tax	620	-90	-731	659	2,915	3,893	4,275
Net profit	861	3,149	4,142	5,572	8,419	11,261	11,704
EPS ₹	16.38	27.88	33.99	44.74	66.03	83.61	86.89
Operating cash flow	—	—	28,750	-27,894	-8,617	17,396	18,815
Capex	—	—	323	334	627	540	454
Dividend paid	—	—	249	810	1,071	1,616	2,189
Total assets	—	—	—	—	7,95,709	8,77,039	9,91,553
Equity	—	—	—	—	60,248	71,513	80,043

Quarterly performance

last 26 quarters · ₹ crore

showing latest 8 of 26 periods

	JUN '19	DEC '19	MAR '20	SEP '20	DEC '20	MAR '21	SEP '21	DEC '21	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	5,835	6,504	6,340	11,797	11,571	10,725	11,514	11,646	11,556	12,714	13,762	14,416	14,921	15,929	16,315	17,065	17,118	17,971	18,168	18,794	18,906	19,271	19,895	20,261	20,997	23,336
Pre-provision op. profit	1,375	1,916	1,703	3,015	3,114	2,519	3,287	3,307	2,756	3,650	4,082	4,040	4,158	4,328	4,123	4,329	4,524	4,773	4,780	5,024	4,792	4,862	5,056	5,306	5,588	7,080
Operating margin	23.6%	29.5%	26.9%	25.6%	26.9%	23.5%	28.5%	28.4%	23.9%	28.7%	29.7%	28.0%	27.9%	27.2%	25.3%	25.4%	26.4%	26.6%	26.3%	26.7%	25.3%	25.2%	25.4%	26.2%	26.6%	30.3%
Other income	697	1,037	851	1,737	1,544	1,826	2,038	1,718	1,722	1,987	1,926	2,161	1,871	2,166	2,113	2,432	2,077	2,602	2,397	2,935	2,620	2,643	2,793	2,773	2,902	4,187
Interest	3,352	3,512	3,490	5,912	5,711	5,569	5,391	5,530	5,578	6,026	6,335	6,736	7,346	8,003	8,383	8,609	8,861	9,154	9,345	9,467	9,924	10,040	10,203	10,372	10,657	11,389
Profit before tax	581	390	-185	730	800	761	737	814	835	1,590	1,567	1,477	2,415	2,777	2,774	3,078	3,263	3,674	3,721	4,230	3,335	4,123	4,199	4,078	4,394	4,848
Tax	214	142	30	306	274	-920	-359	110	-162	346	159	15	690	769	638	818	846	934	844	1,268	1,116	1,082	1,113	963	1,095	1,402
Net profit	395	291	-267	458	535	1,725	1,126	732	1,024	1,287	1,454	1,520	1,850	2,068	2,206	2,296	2,570	2,800	2,910	2,982	2,276	3,108	3,147	3,173	3,357	3,541
EPS ₹	8.14	5.62	-4.39	4.05	4.74	15.28	9.04	5.87	8.22	10.34	11.68	12.20	14.85	16.61	17.46	17.04	19.08	20.79	21.60	22.14	16.90	23.07	23.36	23.56	24.92	26.29
Revenue YoY	—	—	—	—	77.9%	69.1%	-2.4%	0.6%	7.8%	10.4%	18.2%	24.7%	—	25.3%	18.6%	18.4%	14.7%	12.8%	11.4%	10.1%	10.4%	7.2%	9.5%	7.8%	11.1%	21.1%
Profit YoY	—	—	—	—	83.8%	—	145.9%	36.8%	-40.6%	14.3%	98.8%	48.4%	—	60.7%	51.7%	51.1%	39.0%	35.3%	31.9%	29.9%	-11.4%	11.0%	8.2%	6.4%	47.5%	13.9%

Earlier results (standalone, Sep '07 – Mar '19)

₹ crore · from BSE, before the NSE XBRL filings begin

Indian Bank reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

showing latest 8 of 11 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19†
Total income	7,866	9,031	10,543	13,411	15,179	16,621	17,216	18,025	18,251	19,519	21,068
Pre-provision op. profit	2,229	2,747	3,292	3,411	3,060	2,901	3,014	3,032	4,001	5,001	4,881
Operating margin	28.3%	30.4%	31.2%	25.4%	20.2%	17.5%	17.5%	16.8%	21.9%	25.6%	23.2%
Other income	1,035	1,174	1,159	1,180	1,287	1,373	1,363	1,781	2,211	2,406	1,883
Interest	4,222	4,553	5,325	7,813	9,368	10,889	11,392	11,798	10,894	10,850	12,167
Profit before tax	1,786	2,352	2,634	2,268	1,826	1,476	1,469	955	1,758	1,076	284
Tax	540	797	920	521	245	317	463	244	353	-183	-38
Net profit	1,245	1,555	1,714	1,747	1,581	1,159	1,005	711	1,406	1,259	322

Quarters

showing latest 8 of 47 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18†	SEP '18†	DEC '18†	MAR '19†
Total income	1,493	1,676	1,673	1,745	1,901	2,071	2,148	2,230	2,174	2,308	2,318	2,477	2,559	2,641	2,866	3,031	3,377	3,505	3,498	3,596	3,774	3,787	4,022	4,195	4,078	4,112	4,235	4,144	4,340	4,321	4,410	4,495	4,579	4,438	4,514	4,513	4,579	4,557	4,602	4,788	4,874	4,903	4,954	5,132	5,129	5,269	5,537
Pre-provision op. profit	343	463	523	437	533	624	636	630	554	691	872	838	739	812	903	781	921	912	797	840	907	748	565	859	706	632	703	637	765	795	817	709	736	761	827	903	1,006	1,021	1,070	1,252	1,376	1,209	1,164	1,298	1,191	1,147	1,245
Operating margin	23.0%	27.6%	31.3%	25.0%	28.0%	30.1%	29.6%	28.3%	25.5%	29.9%	37.6%	33.8%	28.9%	30.7%	31.5%	25.8%	27.3%	26.0%	22.8%	23.4%	24.0%	19.8%	14.0%	20.5%	17.3%	15.4%	16.6%	15.4%	17.6%	18.4%	18.5%	15.8%	16.1%	17.1%	18.3%	20.0%	22.0%	22.4%	23.3%	26.2%	28.2%	24.7%	23.5%	25.3%	23.2%	21.8%	22.5%
Other income	241	301	313	243	213	287	292	350	237	294	293	355	284	249	272	249	342	281	307	223	363	240	460	530	277	243	324	215	336	358	454	376	437	439	529	442	585	600	585	652	715	549	490	440	428	445	570
Interest	786	814	847	962	1,006	1,064	1,189	1,143	1,178	1,142	1,091	1,195	1,292	1,354	1,483	1,751	1,899	2,054	2,108	2,221	2,290	2,403	2,455	2,569	2,708	2,779	2,833	2,857	2,828	2,859	2,848	2,999	3,061	2,889	2,850	2,835	2,716	2,711	2,632	2,676	2,616	2,732	2,826	2,885	2,970	3,107	3,204
Profit before tax	294	358	345	268	424	483	611	510	525	659	659	494	606	758	776	604	701	728	235	695	706	336	89	491	481	394	110	311	478	424	255	301	598	42	14	486	528	481	263	537	631	291	-383	268	187	223	-393
Tax	46	50	103	50	141	132	217	178	153	217	249	126	190	267	337	197	232	202	-110	233	210	6	-203	174	175	130	-162	104	164	147	49	85	229	0	-71	179	123	107	-56	164	180	-12	-515	59	37	71	-204
Net profit	248	308	242	218	283	351	394	332	372	441	410	368	416	491	439	407	469	526	345	462	497	331	292	317	306	264	271	207	314	278	206	215	369	42	84	307	405	373	320	372	452	303	132	209	150	152	-190
EPS ₹	5.54	6.92	5.37	4.83	6.35	7.92	8.90	7.44	8.38	10.00	9.27	8.29	9.40	11.16	9.94	9.20	10.64	11.97	7.77	10.47	11.29	7.42	6.53	7.14	6.87	5.92	6.01	4.46	6.76	5.97	4.43	4.48	7.69	0.88	1.76	6.40	8.44	7.78	6.66	7.75	9.40	6.31	2.75	4.36	3.13	3.17	-3.95
Revenue YoY	—	—	—	—	27.3%	23.6%	28.4%	27.8%	14.4%	11.4%	7.9%	11.1%	17.7%	14.4%	23.6%	22.3%	32.0%	32.7%	22.1%	18.7%	11.7%	8.0%	15.0%	16.7%	8.1%	8.6%	5.3%	-1.2%	6.4%	5.1%	4.1%	8.5%	5.5%	2.7%	2.3%	0.4%	0.0%	2.7%	2.0%	6.1%	6.4%	7.6%	7.7%	7.2%	5.2%	7.5%	11.8%
Profit YoY	—	—	—	—	14.3%	14.0%	63.1%	52.4%	31.5%	25.9%	4.0%	11.0%	11.8%	11.3%	7.0%	10.5%	12.7%	7.1%	-21.3%	13.5%	6.0%	-37.1%	-15.4%	-31.3%	-38.4%	-20.0%	-7.1%	-34.7%	2.8%	4.9%	-24.0%	3.9%	17.5%	-84.8%	-59.0%	42.8%	9.7%	782.9%	278.4%	21.2%	11.5%	-18.9%	-58.7%	-43.8%	-66.7%	-49.8%	-243.8%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 14 periods

	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	12.8%	12.9%	14.3%	14.0%	15.2%	14.9%	16.0%	15.7%	15.3%	14.7%	15.0%	14.6%	16.0%	15.2%
Net margin	10.9%	11.7%	12.4%	13.1%	13.8%	14.4%	15.0%	15.6%	14.9%	15.0%	15.0%	14.9%	15.9%	15.6%
EBITDA margin	28.5%	28.1%	27.0%	26.4%	26.0%	25.9%	26.2%	26.5%	26.2%	25.9%	25.7%	25.6%	25.9%	27.3%
Asset turnover	0.08	0.08	0.08	0.08	0.08	0.08	0.09	0.08	0.08	0.08	0.08	0.08	0.08	0.08

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	1,245	1,245	1,347	1,347	1,347	1,347	1,347	1,347
Reserves	46,329	52,142	58,901	64,875	70,166	75,540	78,696	85,515
Total equity	47,575	53,387	60,248	66,222	71,513	76,887	80,043	86,862
Deposits	5,88,814	6,40,759	6,87,953	6,93,067	7,37,098	7,76,877	8,27,654	8,73,958
Borrowings	22,070	24,939	23,143	33,416	41,552	42,282	46,807	77,299
Total assets	6,75,791	7,41,727	7,95,709	8,16,085	8,77,039	9,24,486	9,91,553	10,74,541
Advances	4,12,064	4,70,627	5,14,889	5,32,942	5,71,071	6,05,169	6,54,888	7,11,350
Investments	1,84,262	2,04,114	2,15,242	2,19,752	2,28,421	2,38,535	2,47,682	2,57,964
Fixed assets	7,551	7,499	7,540	7,549	8,857	8,750	8,677	8,577
Cash & bank balances	52,638	40,845	42,177	40,315	54,961	58,186	65,700	80,896

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY25	FY26
Cash from operations	28,750	-27,894	-8,617	17,396	18,815
Cash from investing	-305	-314	-618	-348	-428
Cash from financing	18	-1,543	1,195	-4,264	-7,649
Capex	323	334	627	540	454
Free cash flow	28,427	-28,228	-9,244	16,856	18,361
Dividends paid	249	810	1,071	1,616	2,189

Where the assets sit

Sep '26 · ₹ crore

Advances

₹7,11,350 cr66%

Investments

₹2,57,964 cr24%

Fixed assets

₹8,577 cr1%

Cash & bank

₹80,896 cr8%

Other assets

₹15,754 cr1%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
Indian Bank	1,21,496	902.00	9.2	1.40	15.2%

StoxGud checklist: Bullish setup · 8/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month+8.9%

6 months+4.8%

1 year+5.6%

3Y CAGR+28.9%

5Y CAGR+38.6%

10Y CAGR+15.7%

50-day avg₹848.27

200-day avg₹865.89

RSI (14)67

Long-term financials (FY15–FY16)

from published annual reports

Year	Revenue	Profit before tax	Net profit
FY16	₹16,244 Cr	—	₹715 Cr
FY15	₹15,853 Cr	—	₹1,013 Cr

Years before FY17 follow the older Indian GAAP standard, so they are not exactly comparable with recent years.

Compare Indian Bank with

Bank of Baroda vs Indian Bank Indian Bank vs Muthoot Finance Indian Bank vs One 97 Communications Indian Bank vs HDFC Asset Management Company

FAQs

What is the share price of Indian Bank?

Indian Bank (INDIANB) closed at ₹902.00 on NSE on 06 Nov 2026.

What is the market cap of Indian Bank?

₹1,21,496 crore at the latest close.

What is the P/E ratio of Indian Bank?

9.2, on trailing-twelve-month earnings from its filings.

How fast is Indian Bank growing?

Indian Bank: revenue has compounded at 14.1% a year over three years; net profit at 28.1% a year. Latest-quarter revenue is up 21.1% year on year, profit up 13.9%.

How profitable is Indian Bank?

On a trailing-twelve-month basis return on equity is 15.2%, operating margin 27.3%, net margin 15.6%.

How much debt does Indian Bank have?

Debt to equity isn't meaningful for Indian Bank (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Indian Bank's own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from JUN '19, annual from FY20, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.