GIC Housing Finance Limited

NSE: GICHSGFIN · Unclassified

₹126.33-1.64%06 Nov 2026

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Instant answers about GIC Housing Finance Limited — computed from its filings, no language model

Market cap₹680 cr

Current price₹126.33

High / Low₹180 / ₹121

P/E—

P/B—

Book value—

ROE—

ROCE—

Debt / equity—

Dividend yield3.56%

EPS (TTM)—

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

	FY22	FY23	FY24	FY25	FY26
Total income	1,156	1,129	1,070	1,089	1,083
Tax	57	77	53	46	4
Operating cash flow	1,286	290	522	-18	-320
Capex	5	0	4	3	5
Dividend paid	22	0	24	24	24
Total assets	—	10,920	10,471	10,775	11,299

Quarterly performance

last 19 quarters · ₹ crore

showing latest 8 of 19 periods

	JUN '21	DEC '21	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26
Total income	274	293	290	281	284	287	271	270	263	266	277	266	270	276	265	272	273	273	267
Other income	2	1	2	2	3	6	3	3	2	6	3	2	1	4	0	0	0	1	1
Tax	-2	21	24	17	23	25	10	10	7	26	8	11	7	20	-28	11	11	10	8
Revenue YoY	—	—	—	—	-3.0%	-0.9%	—	-3.8%	-7.5%	-7.6%	2.3%	-1.7%	2.8%	3.9%	-4.2%	2.3%	0.9%	-0.9%	0.7%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 13 periods

	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26
Asset turnover	0.10	0.11	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	MAR '23	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26
Deposits	—	0	0	0	0	0	0	0
Borrowings	8,502	8,017	7,798	7,833	7,660	7,373	7,330	7,115
Total assets	11,490	10,920	10,546	10,471	10,615	10,775	11,082	11,299
Investments	72	229	205	168	252	254	287	210

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY25	FY26
Cash from operations	1,286	290	522	-18	-320
Cash from investing	-3	0	64	-87	52
Cash from financing	-892	0	-619	122	255
Capex	5	0	4	3	5
Free cash flow	1,281	290	518	-20	-325
Dividends paid	22	0	24	24	24

Where the assets sit

Mar '26 · ₹ crore

Investments

₹210 cr2%

Other assets

₹11,089 cr98%

Peer comparison

largest in Unclassified · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
Avantel Limited	36,86,04,549	138.69	—	1059360.68	0.0%
Ducol Organics And Colours Limited	19,55,275	120.00	—	20089.13	0.0%
Jio Platforms Limited	12,57,181	1,406.40	—	3.57	—
SBI Funds Management Limited	1,01,750	499.55	—	—	—
Tamilnadu Telecommunication Limited	91,314	9.93	—	—	—
Manipal Health Enterprises Limited	76,294	646.70	—	—	—
INDO-MIM Limited	59,042	1,219.50	—	—	—
AvenuesAI Limited	45,138	129.25	153.6	9.51	6.2%
Dhoot Transmission Limited	32,761	1,601.60	—	8.11	—
3M India Limited	31,071	27,570.00	53.8	17.57	32.7%
GIC Housing Finance Limited	680	126.33	—	—	—

StoxGud checklist: Bearish setup · 1/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-4.9%

6 months-19.7%

1 year-29.1%

3Y CAGR-12.2%

5Y CAGR-5.2%

10Y CAGR-8.8%

50-day avg₹133.32

200-day avg₹147.39

RSI (14)39

FAQs

What is the share price of GIC Housing Finance Limited?

GIC Housing Finance Limited (GICHSGFIN) closed at ₹126.33 on NSE on 06 Nov 2026.

What is the market cap of GIC Housing Finance Limited?

₹680 crore at the latest close.

How fast is GIC Housing Finance Limited growing?

GIC Housing Finance Limited: revenue has compounded at -1.4% a year over three years. Latest-quarter revenue is up 0.7% year on year.

How profitable is GIC Housing Finance Limited?

Profitability ratios for GIC Housing Finance Limited aren't available yet.

How much debt does GIC Housing Finance Limited have?

Debt to equity isn't meaningful for GIC Housing Finance Limited (banks borrow as part of their business) or isn't filed yet.

Financials parsed from GIC Housing Finance Limited's own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from JUN '21, annual from FY22, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.