Dhanlaxmi Bank Limited

NSE: DHANBANK · Unclassified

₹32.78-1.80%06 Nov 2026

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Instant answers about Dhanlaxmi Bank Limited — computed from its filings, no language model

Market cap₹1,294 cr

Current price₹32.78

High / Low₹37 / ₹20

P/E9.2

P/B0.84

Book value₹39.1

ROE9.1%

ROCE—

Debt / equity—

Dividend yield—

EPS (TTM)₹3.57

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 17 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19	FY21	FY22	FY23	FY24	FY25	FY26
Total income	488	626	1,053	1,537	1,422	1,365	1,369	1,281	1,200	1,116	1,024	1,072	1,086	1,146	1,360	1,489	1,794
Pre-provision op. profit	88	39	67	-98	51	6	17	3	94	146	95	105	134	123	69	95	216
Operating margin	18.0%	6.2%	6.4%	-6.4%	3.6%	0.4%	1.2%	0.3%	7.8%	13.1%	9.3%	9.8%	12.4%	10.8%	5.1%	6.4%	12.1%
Interest	287	394	641	1,146	1,032	1,012	985	900	757	668	625	601	554	595	749	837	979
Profit before tax	80	28	40	-114	-23	-252	-241	-196	12	-25	12	43	37	32	70	72	138
Tax	22	4	14	1	-26	0	0	13	0	0	0	5	1	-18	13	5	35
Net profit	57	23	26	-116	3	-252	-241	-209	12	-25	12	37	36	49	58	67	103
EPS ₹	—	—	—	—	—	—	—	—	—	—	0.46	1.47	0.93	1.95	2.29	2.37	2.60
Operating cash flow	—	—	—	—	—	—	—	—	—	—	—	—	-233	216	17	-5	631
Capex	—	—	—	—	—	—	—	—	—	—	—	—	16	35	42	33	34
Dividend paid	—	—	—	—	—	—	—	—	—	—	—	—	0	0	0	0	0
Total assets	—	—	—	—	—	—	—	—	—	—	—	—	—	—	15,962	17,937	21,238
Equity	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1,030	1,395	1,474

Quarterly performance

last 71 quarters · ₹ crore

showing latest 8 of 71 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18	SEP '18†	DEC '18	MAR '19	JUN '19	SEP '19	DEC '19	JUN '20	DEC '20	MAR '21	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	88	86	98	100	108	124	156	136	151	156	182	199	229	283	342	370	411	391	365	365	336	352	369	338	352	328	348	344	343	345	337	331	317	309	324	301	313	290	296	287	282	270	276	256	227	272	269	257	277	286	279	286	242	304	285	312	311	341	327	343	347	338	381	377	394	407	418	456	512	484	519
Pre-provision op. profit	13	10	10	15	14	20	38	13	11	3	12	9	12	18	29	15	1	-36	-77	-9	11	14	36	11	18	-8	-15	10	16	6	-16	13	5	-10	-5	10	34	11	38	27	30	27	63	20	-6	37	44	29	47	46	43	32	-4	64	35	54	39	58	24	22	-17	-3	33	27	39	33	28	41	114	51	70
Operating margin	15.0%	11.5%	9.8%	15.5%	13.1%	16.4%	24.4%	9.7%	7.3%	1.8%	6.4%	4.6%	5.3%	6.2%	8.3%	4.0%	0.1%	-9.3%	-21.0%	-2.5%	3.2%	4.0%	9.6%	3.2%	5.2%	-2.3%	-4.4%	3.0%	4.6%	1.8%	-4.7%	3.8%	1.7%	-3.1%	-1.6%	3.4%	10.9%	3.8%	13.0%	9.3%	10.6%	9.9%	22.8%	7.8%	-2.7%	13.6%	16.3%	11.3%	17.1%	16.0%	15.5%	11.3%	-1.7%	21.0%	12.4%	17.4%	12.4%	17.0%	7.2%	6.5%	-5.0%	-1.0%	8.7%	7.1%	9.8%	8.2%	6.7%	9.0%	22.2%	10.6%	13.5%
Other income	9	9	13	13	10	12	41	15	27	17	32	31	37	33	46	55	44	27	18	21	22	27	44	25	15	15	19	17	23	23	22	13	18	15	31	20	40	23	28	28	23	22	30	16	-18	27	27	16	24	35	42	49	29	69	23	36	37	52	24	36	41	32	52	42	43	39	35	49	69	35	47
Interest	53	54	58	60	66	74	87	90	97	101	107	120	140	176	206	252	298	301	295	269	256	250	256	250	254	256	251	251	248	248	238	236	228	225	211	195	189	191	183	174	168	165	161	159	157	154	155	150	153	154	158	147	141	138	146	149	159	171	183	194	201	206	208	206	216	229	242	253	256	272	283
Profit before tax	10	9	10	12	14	24	28	12	8	0	8	7	4	10	19	5	6	-37	-89	-12	-19	4	3	4	-2	-119	-134	3	5	17	-267	-23	0	-56	-118	6	6	-8	9	8	6	-22	-17	-45	12	17	28	20	22	21	6	12	11	25	16	22	20	30	26	3	11	-8	33	20	27	12	23	24	79	36	64
Tax	3	3	1	3	6	7	6	2	2	-1	2	1	2	2	8	2	2	0	-2	0	0	0	-26	0	0	0	0	0	0	0	0	0	0	0	13	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	5	1	0	0	-18	2	3	0	7	0	7	0	-2	0	0	0	35	11	16
Net profit	7	6	9	10	9	17	22	10	6	1	6	6	2	7	11	3	4	-37	-87	-12	-19	4	29	4	-2	-119	-134	3	5	17	-267	-23	0	-56	-132	6	6	-8	9	8	6	-22	-17	-45	12	17	28	20	22	21	6	12	5	23	16	22	38	28	23	3	3	-8	26	20	29	12	23	24	43	25	49
EPS ₹	2.32	1.73	2.94	1.63	1.37	2.64	3.47	1.58	0.98	0.21	0.87	0.94	0.19	0.85	1.31	0.40	0.51	-4.33	-10.16	-1.39	-2.19	0.52	3.37	0.35	-0.17	-11.28	—	0.23	0.28	0.96	—	—	0.03	-3.13	-7.42	0.32	0.29	-0.39	0.42	0.38	0.24	-0.86	-0.68	-1.78	0.48	0.67	1.09	0.78	0.87	0.84	0.24	0.47	0.21	0.93	0.63	0.86	1.51	1.12	0.92	0.12	0.13	-0.32	1.02	0.78	0.85	0.31	0.59	0.61	1.10	0.63	1.23
Revenue YoY	—	—	—	—	23.4%	44.1%	59.3%	35.7%	39.8%	26.3%	17.0%	46.4%	51.7%	81.0%	87.7%	86.6%	79.1%	38.0%	6.8%	-1.5%	-18.2%	-9.9%	1.0%	-7.3%	4.7%	-7.0%	-5.7%	1.7%	-2.5%	5.2%	-3.2%	-3.7%	-7.5%	-10.4%	-3.9%	-9.3%	-1.3%	-6.0%	-8.5%	-4.5%	-9.7%	-6.9%	-6.8%	-10.8%	-19.7%	0.8%	-2.6%	0.2%	22.1%	5.0%	8.5%	0.1%	—	25.4%	—	—	2.6%	—	14.8%	10.0%	11.5%	-1.0%	16.3%	9.7%	13.4%	20.5%	9.9%	21.1%	30.1%	19.0%	24.0%
Profit YoY	—	—	—	—	17.9%	205.6%	135.9%	6.3%	-28.7%	-92.2%	-74.8%	-40.4%	-74.1%	450.0%	99.1%	-43.6%	168.5%	-607.9%	-875.9%	-447.4%	-528.0%	—	—	—	—	-2819.1%	-568.5%	-15.4%	—	—	—	-849.5%	-91.0%	-425.1%	—	—	1237.8%	—	—	39.1%	0.7%	—	-294.8%	-664.5%	100.5%	—	—	—	81.6%	25.9%	-69.3%	-44.5%	—	343.6%	—	—	63.0%	—	45.8%	-86.0%	-91.3%	-128.3%	11.4%	550.8%	775.5%	—	-10.1%	20.3%	50.1%	104.5%	109.3%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 61 periods

	JUN '08	SEP '08	DEC '08	MAR '09	JUN '09	SEP '09	DEC '09	MAR '10	JUN '10	SEP '10	DEC '10	MAR '11	JUN '11	SEP '11	DEC '11	MAR '12	JUN '12	SEP '12	DEC '12	MAR '13	JUN '13	SEP '13	DEC '13	MAR '14	JUN '14	SEP '14	DEC '14	MAR '15	JUN '15	SEP '15	DEC '15	MAR '16	JUN '16	SEP '16	DEC '16	MAR '17	JUN '17	SEP '17	DEC '17	MAR '18	JUN '18	SEP '18	DEC '18	MAR '19	JUN '19	SEP '19	DEC '19	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	11.7%	10.9%	9.1%	5.6%	2.1%	2.3%	3.9%	4.8%	6.2%	5.9%	6.2%	7.0%	7.8%	9.1%
Net margin	8.6%	8.5%	10.4%	11.8%	11.1%	9.8%	6.7%	3.7%	2.8%	1.9%	2.3%	2.5%	1.9%	1.9%	-1.2%	-7.5%	-8.5%	-10.6%	-7.9%	0.2%	1.3%	2.5%	-6.4%	-18.4%	-18.4%	-18.0%	-7.9%	-17.6%	-19.7%	-20.4%	-26.6%	-16.4%	-14.5%	-14.1%	-10.4%	1.0%	1.2%	1.3%	0.1%	-2.2%	-7.2%	-7.0%	-3.2%	1.1%	7.5%	8.0%	8.3%	8.3%	8.6%	7.0%	4.3%	1.6%	1.7%	2.8%	4.5%	5.6%	5.3%	5.3%	5.7%	6.2%	7.1%
EBITDA margin	12.9%	12.5%	13.8%	18.0%	16.3%	14.6%	10.8%	6.2%	5.0%	4.7%	5.7%	6.4%	6.0%	4.4%	0.5%	-6.4%	-7.9%	-7.7%	-4.3%	3.6%	5.1%	5.6%	4.1%	0.4%	0.4%	0.2%	1.2%	1.2%	1.4%	0.6%	-0.6%	0.3%	0.1%	2.4%	4.1%	7.8%	9.3%	9.2%	10.7%	13.1%	12.9%	10.1%	11.1%	9.3%	10.2%	14.7%	15.3%	14.9%	13.5%	10.8%	6.4%	1.9%	2.5%	2.7%	6.4%	8.5%	7.9%	8.4%	12.1%	12.5%	14.0%
Asset turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.09	0.08	0.09	0.09	0.08	0.09	0.09	0.08	0.09	0.08	0.09	0.08	0.09	0.09

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	253	253	253	253	395	395	395	395
Reserves	636	770	777	803	1,001	1,023	1,079	1,149
Total equity	889	1,023	1,030	1,056	1,395	1,417	1,474	1,543
Deposits	12,748	13,817	14,290	14,631	16,013	17,105	18,643	20,551
Borrowings	580	165	299	150	200	453	737	301
Total assets	14,498	15,293	15,962	16,149	17,937	19,304	21,238	22,779
Advances	8,762	9,885	10,102	10,717	11,959	12,780	14,918	15,738
Investments	4,061	3,544	3,942	3,243	3,955	4,644	4,257	4,857
Fixed assets	224	271	274	274	282	279	290	370
Cash & bank balances	795	914	975	1,242	1,080	901	1,072	1,096

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY25	FY26
Cash from operations	-233	216	17	-5	631
Cash from investing	-16	-106	111	-32	-790
Cash from financing	0	0	0	142	150
Capex	16	35	42	33	34
Free cash flow	-249	181	-25	-37	598
Dividends paid	0	0	0	0	0

Where the assets sit

Sep '26 · ₹ crore

Advances

₹15,738 cr69%

Investments

₹4,857 cr21%

Fixed assets

₹370 cr2%

Cash & bank

₹1,096 cr5%

Other assets

₹718 cr3%

Peer comparison

largest in Unclassified · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
Avantel Limited	36,86,04,549	138.69	—	1059360.68	0.0%
Ducol Organics And Colours Limited	19,55,275	120.00	—	20089.13	0.0%
Jio Platforms Limited	12,57,181	1,406.40	—	3.57	—
SBI Funds Management Limited	1,01,750	499.55	—	—	—
Tamilnadu Telecommunication Limited	91,314	9.93	—	—	—
Manipal Health Enterprises Limited	76,294	646.70	—	—	—
INDO-MIM Limited	59,042	1,219.50	—	—	—
AvenuesAI Limited	45,138	129.25	153.6	9.51	6.2%
Dhoot Transmission Limited	32,761	1,601.60	—	8.11	—
3M India Limited	31,071	27,570.00	53.8	17.57	32.7%
Dhanlaxmi Bank Limited	1,294	32.78	9.2	0.84	9.1%

StoxGud checklist: Bullish setup · 7/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-0.2%

6 months+1.8%

1 year+22.2%

3Y CAGR+14.2%

5Y CAGR+23.0%

10Y CAGR+5.4%

50-day avg₹31.58

200-day avg₹29.69

RSI (14)40

FAQs

What is the share price of Dhanlaxmi Bank Limited?

Dhanlaxmi Bank Limited (DHANBANK) closed at ₹32.78 on NSE on 06 Nov 2026.

What is the market cap of Dhanlaxmi Bank Limited?

₹1,294 crore at the latest close.

What is the P/E ratio of Dhanlaxmi Bank Limited?

9.2, on trailing-twelve-month earnings from its filings.

How fast is Dhanlaxmi Bank Limited growing?

Dhanlaxmi Bank Limited: revenue has compounded at 16.1% a year over three years; net profit at 27.7% a year. Latest-quarter revenue is up 24.0% year on year, profit up 109.3%.

How profitable is Dhanlaxmi Bank Limited?

On a trailing-twelve-month basis return on equity is 9.1%, operating margin 14.0%, net margin 7.1%.

How much debt does Dhanlaxmi Bank Limited have?

Debt to equity isn't meaningful for Dhanlaxmi Bank Limited (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Dhanlaxmi Bank Limited's own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from SEP '07, annual from FY09, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). † = the company's standalone results as published on BSE, used for quarters before JUN '18 and quarters missing from the NSE filings (full years marked † are summed from them); cross-checked against the NSE filings where both exist. Information only, not investment advice.