DCB Bank Limited

NSE: DCBBANK · Financial Services

₹201.74+1.59%06 Nov 2026

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Instant answers about DCB Bank Limited — computed from its filings, no language model

Market cap₹6,500 cr

Current price₹201.74

High / Low₹230 / ₹155

P/E7.7

P/B0.94

Book value₹215.4

ROE12.1%

ROCE—

Debt / equity—

Dividend yield0.65%

EPS (TTM)₹26.07

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 17 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19	FY20	FY21	FY22	FY24	FY25	FY26
Total income	766	566	648	820	1,033	1,267	1,588	1,919	2,326	2,724	3,392	3,928	3,917	3,965	5,836	7,221	8,260
Pre-provision op. profit	75	48	86	84	126	188	277	349	418	525	647	753	898	797	864	1,037	1,296
Operating margin	9.8%	8.5%	13.3%	10.2%	12.2%	14.8%	17.5%	18.2%	18.0%	19.3%	19.1%	19.2%	22.9%	20.1%	14.8%	14.4%	15.7%
Interest	448	317	347	489	632	760	914	1,079	1,279	1,418	1,892	2,272	2,172	2,155	3,434	4,364	4,948
Profit before tax	-87	-73	29	55	102	151	208	261	307	386	507	492	453	390	722	829	977
Tax	1	6	8	0	0	0	17	67	107	141	181	154	117	102	186	213	245
Net profit	-88	-78	21	55	102	151	191	195	200	245	325	338	336	288	536	615	732
EPS ₹	—	—	—	—	—	—	—	—	—	—	10.53	10.90	10.82	9.26	17.18	19.63	23.01
Operating cash flow	—	—	—	—	—	—	—	—	—	—	—	—	—	1,606	-1,240	-3,098	4,588
Capex	—	—	—	—	—	—	—	—	—	—	—	—	—	157	135	136	90
Dividend paid	—	—	—	—	—	—	—	—	—	—	—	—	—	0	39	39	42
Total assets	—	—	—	—	—	—	—	—	—	—	—	—	—	—	63,037	76,810	88,069
Equity	—	—	—	—	—	—	—	—	—	—	—	—	—	—	5,071	5,691	6,535

Quarterly performance

last 70 quarters · ₹ crore

showing latest 8 of 70 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18	SEP '18†	DEC '18	MAR '19	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	MAR '22	SEP '22	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	179	175	234	204	202	195	165	147	146	135	139	150	155	166	177	185	202	210	223	241	247	258	286	306	296	324	341	387	372	404	425	467	465	477	510	531	568	614	613	652	652	686	734	784	809	872	926	944	981	991	1,012	951	971	1,024	971	1,035	1,099	1,413	1,498	1,581	1,632	1,773	1,855	1,961	2,050	2,009	2,082	2,119	2,181	2,300
Pre-provision op. profit	32	19	51	25	19	23	8	6	16	8	19	23	21	21	22	17	21	23	24	25	26	32	43	51	40	46	50	81	60	68	68	90	78	84	97	93	101	109	115	136	124	123	142	141	146	174	185	167	185	190	212	191	225	277	205	221	183	211	212	234	205	255	271	305	327	304	323	342	344	383
Operating margin	17.9%	10.6%	21.7%	12.3%	9.5%	11.8%	4.8%	3.9%	10.7%	5.8%	13.8%	15.1%	13.5%	12.4%	12.4%	8.9%	10.3%	10.7%	10.7%	10.3%	10.7%	12.3%	15.0%	16.8%	13.5%	14.3%	14.7%	21.0%	16.1%	16.9%	16.0%	19.2%	16.8%	17.7%	19.0%	17.5%	17.8%	17.8%	18.8%	20.9%	19.1%	17.9%	19.3%	18.0%	18.1%	19.9%	20.0%	17.6%	18.8%	19.2%	21.0%	20.1%	23.2%	27.1%	21.1%	21.3%	16.6%	14.9%	14.1%	14.8%	12.6%	14.4%	14.6%	15.6%	15.9%	15.1%	15.5%	16.1%	15.8%	16.6%
Other income	39	35	60	39	29	28	25	23	34	26	25	30	27	26	29	23	23	26	30	28	28	29	33	45	27	33	33	34	37	48	46	63	49	47	61	60	62	64	64	86	65	75	85	83	73	94	99	87	101	93	110	78	93	155	134	115	99	107	124	136	143	205	184	219	236	186	221	212	196	249
Interest	90	98	113	117	115	117	100	89	80	76	72	77	81	91	98	110	119	124	136	150	153	157	172	178	178	197	208	213	217	235	249	264	266	269	279	294	316	341	329	333	339	360	385	428	454	484	526	553	566	575	578	566	545	535	526	539	589	830	900	937	993	1,059	1,128	1,184	1,233	1,227	1,236	1,252	1,300	1,352
Profit before tax	10	13	9	3	-2	-6	-82	-34	-16	-17	-5	-2	6	11	14	9	13	16	17	19	22	27	34	43	33	36	39	58	46	50	54	72	56	63	70	72	74	79	81	101	94	88	103	108	114	134	150	126	141	131	94	107	112	130	104	153	152	171	171	210	177	210	204	238	212	243	249	273	287	318
Tax	-4	-12	16	-2	-3	-3	9	1	0	1	3	1	1	3	3	0	0	0	0	0	0	0	0	0	0	0	0	14	5	7	-9	25	20	22	0	25	26	27	29	36	35	31	39	39	41	48	54	45	50	34	25	28	29	33	26	40	39	44	44	54	46	54	52	61	54	59	64	67	74	82
Net profit	14	26	-8	5	1	-3	-91	-35	-17	-18	-8	-3	5	8	11	9	13	16	17	19	22	27	34	43	33	36	39	45	41	42	63	47	37	41	70	47	48	51	53	65	59	57	64	70	73	86	96	81	91	97	69	79	82	96	78	113	112	127	127	156	131	155	151	177	157	184	185	206	213	236
EPS ₹	0.83	1.48	-0.44	0.31	0.06	-0.18	-5.24	-2.02	-0.96	-0.96	-0.41	-0.15	0.24	0.41	0.57	0.44	0.67	0.78	0.84	0.79	0.92	1.11	1.36	1.71	1.32	1.45	1.56	1.78	1.64	1.53	2.23	1.66	1.30	1.45	2.45	1.65	1.71	1.80	1.85	2.17	1.91	1.85	2.08	2.26	2.38	2.78	3.11	2.62	2.95	3.12	2.22	2.56	2.65	3.10	2.51	3.65	3.61	4.07	4.06	4.98	4.20	4.96	4.83	5.64	5.00	5.84	5.76	6.39	6.62	7.34
Revenue YoY	—	—	—	—	12.4%	11.2%	-29.5%	-28.0%	-27.7%	-30.9%	-15.7%	1.9%	6.2%	23.3%	27.8%	23.5%	30.3%	26.2%	25.8%	30.2%	22.7%	23.2%	28.2%	26.9%	19.7%	25.3%	19.2%	26.4%	25.6%	25.0%	24.5%	20.9%	25.0%	17.9%	19.9%	13.5%	22.2%	28.8%	20.2%	22.8%	14.9%	11.6%	19.8%	20.3%	24.1%	27.1%	26.2%	20.4%	21.2%	13.7%	9.2%	0.7%	-1.0%	3.3%	-4.0%	6.5%	—	28.5%	—	—	—	25.5%	23.9%	24.0%	25.6%	13.3%	12.2%	8.1%	6.4%	14.5%
Profit YoY	—	—	—	—	-93.1%	-112.5%	—	-748.3%	-1793.0%	—	—	—	—	—	—	—	176.6%	91.4%	52.2%	114.2%	66.0%	72.1%	97.4%	126.5%	49.5%	35.1%	14.6%	4.2%	24.2%	16.9%	61.1%	5.0%	-10.1%	-3.1%	10.5%	0.3%	31.3%	24.5%	-24.0%	38.7%	21.5%	11.1%	21.5%	6.6%	24.7%	51.0%	50.0%	16.6%	24.5%	12.3%	-28.6%	-2.1%	-10.0%	-0.5%	13.3%	45.6%	—	12.9%	—	—	—	22.6%	19.6%	13.7%	19.7%	18.3%	22.0%	16.1%	35.6%	28.5%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 62 periods

	JUN '08	SEP '08	DEC '08	MAR '09	JUN '09	SEP '09	DEC '09	MAR '10	JUN '10	SEP '10	DEC '10	MAR '11	JUN '11	SEP '11	DEC '11	MAR '12	JUN '12	SEP '12	DEC '12	MAR '13	JUN '13	SEP '13	DEC '13	MAR '14	JUN '14	SEP '14	DEC '14	MAR '15	JUN '15	SEP '15	DEC '15	MAR '16	JUN '16	SEP '16	DEC '16	MAR '17	JUN '17	SEP '17	DEC '17	MAR '18	JUN '18	SEP '18	DEC '18	MAR '19	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	10.7%	10.6%	11.1%	10.8%	11.3%	11.2%	11.8%	11.2%	12.1%	12.1%
Net margin	4.8%	3.0%	-0.5%	-11.5%	-18.2%	-22.5%	-27.3%	-13.8%	-8.1%	-4.2%	0.3%	3.3%	4.9%	5.7%	6.4%	6.7%	7.4%	8.0%	8.8%	9.9%	11.5%	11.9%	12.1%	11.9%	11.4%	11.3%	11.1%	12.0%	11.6%	10.7%	10.2%	10.1%	9.8%	9.9%	9.7%	8.6%	8.9%	9.0%	9.0%	9.0%	8.7%	8.8%	9.2%	9.6%	9.5%	9.5%	9.5%	8.6%	8.5%	8.3%	8.3%	8.6%	8.8%	8.8%	8.7%	8.5%	8.4%	8.5%	8.7%	8.9%	9.4%	9.7%
EBITDA margin	15.9%	13.9%	14.1%	9.8%	7.8%	8.0%	6.2%	8.5%	11.4%	12.2%	13.6%	13.3%	11.7%	11.0%	10.6%	10.2%	10.5%	10.6%	11.0%	12.2%	13.9%	14.5%	14.9%	14.8%	16.2%	16.7%	17.3%	17.5%	17.1%	17.3%	17.4%	18.2%	17.8%	18.0%	18.0%	18.0%	18.9%	19.2%	19.2%	19.3%	18.6%	18.3%	18.8%	19.1%	18.9%	19.1%	18.9%	19.2%	19.8%	20.8%	22.9%	22.9%	14.1%	14.0%	14.1%	14.4%	15.2%	15.3%	15.5%	15.7%	15.6%	16.0%
Asset turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.10	0.09	0.10	0.09	0.10	0.10	0.10	0.09	0.10	0.09

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	314	312	316	314	317	315	327	322
Reserves	3,916	4,472	4,755	5,038	5,373	5,658	6,208	6,618
Total equity	4,230	4,784	5,071	5,351	5,691	5,973	6,535	6,941
Deposits	36,960	45,496	49,353	54,532	60,031	64,777	72,583	76,839
Borrowings	3,515	5,190	6,219	6,820	9,115	5,929	6,086	5,751
Total assets	46,782	57,710	63,037	68,955	76,810	78,890	88,069	92,648
Advances	31,291	37,276	40,925	44,465	51,047	52,975	60,022	64,127
Investments	10,473	14,676	16,211	18,205	20,150	20,496	20,378	21,375
Fixed assets	680	859	865	891	898	893	989	979
Cash & bank balances	2,334	2,692	3,066	3,125	2,699	2,500	4,220	3,163

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY24	FY25	FY26
Cash from operations	1,606	-1,240	-3,098	4,588
Cash from investing	-157	-133	-135	-89
Cash from financing	-398	2,070	2,865	-2,977
Capex	157	135	136	90
Free cash flow	1,449	-1,375	-3,234	4,497
Dividends paid	0	39	39	42

Where the assets sit

Sep '26 · ₹ crore

Advances

₹64,127 cr69%

Investments

₹21,375 cr23%

Fixed assets

₹979 cr1%

Cash & bank

₹3,163 cr3%

Other assets

₹3,004 cr3%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
DCB Bank Limited	6,500	201.74	7.7	0.94	12.1%

StoxGud checklist: Neutral setup · 6/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month+0.3%

6 months+8.3%

1 year+26.8%

3Y CAGR+20.9%

5Y CAGR+14.7%

10Y CAGR+4.6%

50-day avg₹209.59

200-day avg₹190.92

RSI (14)44

FAQs

What is the share price of DCB Bank Limited?

DCB Bank Limited (DCBBANK) closed at ₹201.74 on NSE on 06 Nov 2026.

What is the market cap of DCB Bank Limited?

₹6,500 crore at the latest close.

What is the P/E ratio of DCB Bank Limited?

7.7, on trailing-twelve-month earnings from its filings.

How fast is DCB Bank Limited growing?

DCB Bank Limited: revenue has compounded at 27.7% a year over three years; net profit at 36.5% a year. Latest-quarter revenue is up 14.5% year on year, profit up 28.5%.

How profitable is DCB Bank Limited?

On a trailing-twelve-month basis return on equity is 12.1%, operating margin 16.0%, net margin 9.7%.

How much debt does DCB Bank Limited have?

Debt to equity isn't meaningful for DCB Bank Limited (banks borrow as part of their business) or isn't filed yet.

Financials parsed from DCB Bank Limited's own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from SEP '07, annual from FY09, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). † = the company's standalone results as published on BSE, used for quarters before JUN '18 and quarters missing from the NSE filings (full years marked † are summed from them); cross-checked against the NSE filings where both exist. Information only, not investment advice.