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CSB Bank Limited
NSE: CSBBANK · Financial Services
₹298.75-1.65%06 Nov 2026
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Instant answers about CSB Bank Limited — computed from its filings, no language modelMarket cap₹5,185 cr
Current price₹298.75
High / Low₹557 / ₹295
P/E7.5
P/B1.00
Book value₹300.0
ROE13.2%
ROCE—
Debt / equity—
Dividend yield—
EPS (TTM)₹39.59
Face value₹10
Price & valuation
split & bonus adjusted · pick a metric and rangeAnnual performance
annual · ₹ crore · line = operating margin| FY20 | FY21 | FY22 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|---|
| Total income | 1,732 | 2,273 | 2,285 | 3,512 | 4,569 | 5,682 |
| Pre-provision op. profit | 281 | 613 | 614 | 780 | 910 | 1,085 |
| Operating margin | 16.2% | 27.0% | 26.9% | 22.2% | 19.9% | 19.1% |
| Interest | 918 | 931 | 885 | 1,451 | 2,121 | 2,785 |
| Profit before tax | 134 | 293 | 614 | 761 | 800 | 851 |
| Tax | 121 | 74 | 156 | 195 | 206 | 218 |
| Net profit | 13 | 218 | 458 | 567 | 594 | 633 |
| EPS ₹ | 0.88 | 12.59 | 26.43 | 32.67 | 34.23 | 36.50 |
| Operating cash flow | — | — | -858 | 1,783 | -5,256 | -314 |
| Capex | — | — | 56 | 118 | 300 | 191 |
| Dividend paid | — | — | 0 | 0 | 0 | 0 |
| Total assets | — | — | — | 36,056 | 47,836 | 57,727 |
| Equity | — | — | — | 3,804 | 4,498 | 4,894 |
Quarterly performance
last 21 quarters · ₹ crore| DEC '19 | MAR '20 | JUN '20 | SEP '20 | DEC '20 | MAR '21 | MAR '22 | JUN '22 | SEP '23 | DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 439 | 475 | 497 | 568 | 599 | 609 | 583 | 591 | 836 | 887 | 991 | 1,004 | 1,064 | 1,139 | 1,362 | 1,286 | 1,458 | 1,431 | 1,507 | 1,516 | 1,612 |
| Pre-provision op. profit | 70 | 107 | 129 | 173 | 182 | 129 | 142 | 155 | 175 | 196 | 228 | 172 | 200 | 221 | 317 | 220 | 279 | 292 | 294 | 251 | 276 |
| Operating margin | 15.9% | 22.5% | 26.0% | 30.4% | 30.4% | 21.2% | 24.4% | 26.2% | 20.9% | 22.1% | 23.0% | 17.2% | 18.8% | 19.4% | 23.3% | 17.1% | 19.2% | 20.4% | 19.5% | 16.5% | 17.1% |
| Other income | 51 | 87 | 74 | 98 | 117 | 112 | 64 | 55 | 148 | 125 | 197 | 172 | 199 | 219 | 381 | 245 | 349 | 276 | 306 | 229 | 274 |
| Interest | 233 | 231 | 237 | 241 | 231 | 221 | 216 | 225 | 344 | 379 | 409 | 470 | 497 | 544 | 610 | 662 | 686 | 701 | 737 | 809 | 829 |
| Profit before tax | 42 | 23 | 72 | 92 | 71 | 58 | 176 | 153 | 178 | 200 | 206 | 152 | 186 | 204 | 257 | 160 | 216 | 205 | 271 | 202 | 246 |
| Tax | 14 | 82 | 18 | 23 | 18 | 15 | 45 | 39 | 45 | 50 | 55 | 39 | 48 | 52 | 66 | 41 | 55 | 53 | 69 | 52 | 63 |
| Net profit | 28 | -60 | 54 | 69 | 53 | 43 | 131 | 115 | 133 | 150 | 151 | 113 | 138 | 152 | 190 | 119 | 160 | 153 | 202 | 150 | 183 |
| EPS ₹ | 1.63 | -3.44 | 3.08 | 3.97 | 3.06 | 2.47 | 7.53 | 6.60 | 7.68 | 8.64 | 8.73 | 6.53 | 7.98 | 8.74 | 10.98 | 6.84 | 9.24 | 8.80 | 11.62 | 8.65 | 10.53 |
| Revenue YoY | — | — | — | — | 36.4% | 28.2% | -4.3% | — | — | — | — | — | 27.3% | 28.4% | 37.4% | 28.1% | 37.0% | 25.6% | 10.6% | 17.9% | 10.6% |
| Profit YoY | — | — | — | — | 88.5% | — | 204.7% | — | — | — | — | — | 3.9% | 1.1% | 25.7% | 4.7% | 15.8% | 0.7% | 5.8% | 26.5% | 14.0% |
Returns & margins
trailing-twelve-month, per quarter| SEP '20 | DEC '20 | MAR '21 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | 14.4% | 13.4% | 13.4% | 13.2% | 13.3% | 13.2% | 13.2% | 12.9% | 13.6% | 13.2% |
| Net margin | 4.6% | 5.4% | 9.6% | 14.7% | 14.0% | 13.2% | 13.0% | 12.3% | 11.8% | 11.2% | 11.1% | 11.2% | 11.3% |
| EBITDA margin | 24.2% | 27.6% | 27.0% | 20.7% | 20.2% | 19.6% | 19.9% | 19.7% | 19.8% | 20.0% | 19.1% | 18.9% | 18.3% |
| Asset turnover | — | — | — | 0.10 | 0.10 | 0.11 | 0.10 | 0.10 | 0.10 | 0.11 | 0.10 | 0.10 | 0.10 |
Balance sheet
equity vs borrowings over time · ₹ crore| SEP '23 | MAR '24 | SEP '24 | MAR '25 | SEP '25 | MAR '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|
| Share capital | 174 | 174 | 174 | 174 | 174 | 174 | 174 |
| Reserves | 3,299 | 3,630 | 3,967 | 4,324 | 4,527 | 4,721 | 5,033 |
| Total equity | 3,473 | 3,804 | 4,141 | 4,498 | 4,700 | 4,894 | 5,206 |
| Deposits | 25,438 | 29,719 | 31,840 | 36,861 | 39,651 | 44,246 | 46,889 |
| Borrowings | 1,807 | 1,757 | 2,347 | 5,546 | 4,326 | 7,154 | 6,169 |
| Total assets | 31,423 | 36,056 | 39,464 | 47,836 | 50,020 | 57,727 | 60,561 |
| Advances | 22,256 | 24,336 | 26,602 | 31,507 | 34,262 | 39,848 | 41,852 |
| Investments | 6,692 | 7,551 | 8,370 | 11,389 | 10,799 | 11,955 | 12,402 |
| Fixed assets | 329 | 406 | 486 | 629 | 671 | 710 | 730 |
| Cash & bank balances | 1,595 | 3,155 | 3,317 | 3,592 | 3,429 | 4,097 | 4,597 |
Cash flow
annual · ₹ crore · line = free cash flow| FY22 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|
| Cash from operations | -858 | 1,783 | -5,256 | -314 |
| Cash from investing | 136 | -1,439 | 1,904 | -790 |
| Cash from financing | 581 | 974 | 3,789 | 1,608 |
| Capex | 56 | 118 | 300 | 191 |
| Free cash flow | -914 | 1,665 | -5,556 | -505 |
| Dividends paid | 0 | 0 | 0 | 0 |
Where the assets sit
Sep '26 · ₹ croreAdvances₹41,852 cr69%
Investments₹12,402 cr20%
Fixed assets₹730 cr1%
Cash & bank₹4,597 cr8%
Other assets₹980 cr2%
Peer comparison
largest in Financial Services · this company in bold| Company | Market cap ₹cr | Price | P/E | P/B | ROE |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | 12,15,371 | 788.25 | 15.2 | 2.01 | 13.3% |
| ICICI Bank Ltd. | 11,28,090 | 1,571.20 | 19.1 | 2.75 | 14.4% |
| State Bank of India | 9,40,157 | 1,018.50 | 10.4 | 1.36 | 13.1% |
| Bajaj Finance Ltd. | 6,77,005 | 1,087.75 | — | — | — |
| Kotak Mahindra Bank Ltd. | 4,77,499 | 480.00 | 22.2 | 2.45 | 11.0% |
| Axis Bank Ltd. | 4,11,911 | 1,322.90 | 13.8 | 1.79 | 13.0% |
| Shriram Finance Ltd. | 2,26,163 | 961.15 | — | — | — |
| BSE Ltd. | 1,55,002 | 3,800.00 | 50.3 | 19.49 | 38.8% |
| Cholamandalam Investment and Finance Company Ltd. | 1,53,126 | 1,785.00 | — | — | — |
| Jio Financial Services Ltd. | 1,52,665 | 231.20 | — | — | — |
| CSB Bank Limited | 5,185 | 298.75 | 7.5 | 1.00 | 13.2% |
StoxGud checklist: Neutral setup · 4/10
- Price above 50-day average
- Price above 200-day average
- 50-day average above 200-day (uptrend)
- RSI in healthy 40–70 zone
- Positive 1-year return
- Return on equity above 15%
- Debt to equity below 1
- Revenue growing year on year
- Net profit margin above 10%
- P/E below industry median
A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.
Returns & technicals
1 month-2.5%
6 months-16.3%
1 year-27.4%
3Y CAGR-4.2%
5Y CAGR+0.0%
10Y CAGR—
50-day avg₹316.43
200-day avg₹358.68
RSI (14)41
FAQs
What is the share price of CSB Bank Limited?
CSB Bank Limited (CSBBANK) closed at ₹298.75 on NSE on 06 Nov 2026.
What is the market cap of CSB Bank Limited?
₹5,185 crore at the latest close.
What is the P/E ratio of CSB Bank Limited?
7.5, on trailing-twelve-month earnings from its filings.
How fast is CSB Bank Limited growing?
CSB Bank Limited: revenue has compounded at 35.5% a year over three years; net profit at 11.4% a year. Latest-quarter revenue is up 10.6% year on year, profit up 14.0%.
How profitable is CSB Bank Limited?
On a trailing-twelve-month basis return on equity is 13.2%, operating margin 18.3%, net margin 11.3%.
How much debt does CSB Bank Limited have?
Debt to equity isn't meaningful for CSB Bank Limited (banks borrow as part of their business) or isn't filed yet.
Financials parsed from CSB Bank Limited's own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from DEC '19, annual from FY20, balance sheet from Sep '23. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.
CSB Bank Limited · advanced chart