Choice International Ltd.

NSE: CHOICEIN · Financial Services

₹748.20-0.09%06 Nov 2026

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Instant answers about Choice International Ltd. — computed from its filings, no language model

Market cap₹16,668 cr

Current price₹748.20

High / Low₹850 / ₹584

P/E132.4

P/B9.23

Book value₹81.0

ROE7.0%

ROCE15.3%

Debt / equity0.66

Dividend yield—

EPS (TTM)₹5.65

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

	FY22	FY23	FY24	FY26
Revenue	272	385	751	1,119
EBITDA	78	99	219	400
Operating margin	28.8%	25.6%	29.2%	35.7%
Interest	15	22	40	89
Depreciation	3	5	7	20
Profit before tax	74	82	181	316
Tax	20	22	50	79
Net profit	54	0	131	218
EPS ₹	13.84	6.04	6.57	11.30
Operating cash flow	-34	263	-148	-267
Capex	4	47	16	73
Dividend paid	0	0	0	0
Total assets	—	1,108	1,806	3,566
Equity	—	477	631	1,672

Quarterly performance

last 17 quarters · ₹ crore

showing latest 8 of 17 periods

	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Revenue	85	74	96	136	138	191	207	215	201	247	209	234	274	303	307	310	373
Operating profit	19	13	24	44	36	49	67	67	53	76	60	83	89	112	116	105	124
Operating margin	22.2%	17.5%	25.1%	32.2%	26.1%	25.5%	32.2%	31.5%	26.4%	30.7%	28.4%	35.4%	32.5%	36.8%	37.7%	33.8%	33.4%
Other income	9	4	2	4	2	3	3	2	5	2	2	4	10	5	7	9	6
Interest	5	5	7	6	7	10	11	12	13	15	16	21	21	21	26	28	31
Depreciation	1	1	1	1	1	2	2	2	2	2	2	3	4	3	10	6	6
Profit before tax	21	12	18	40	29	40	56	55	43	61	43	63	74	92	87	80	94
Tax	6	3	5	10	8	10	16	16	11	14	13	15	18	27	19	19	24
Net profit	15	8	14	30	0	0	40	39	32	46	0	45	56	66	60	0	0
EPS ₹	3.97	0.83	1.40	3.04	2.14	3.01	4.05	1.98	1.61	2.33	1.54	2.38	2.75	3.09	3.05	2.72	3.12
Revenue YoY	—	—	—	60.2%	—	157.8%	115.2%	57.8%	45.9%	29.6%	1.0%	16.6%	10.9%	44.9%	—	32.5%	35.9%
Profit YoY	—	—	—	94.4%	—	-100.0%	189.8%	31.9%	—	—	-100.0%	40.6%	21.6%	—	—	-100.0%	-100.0%

Earlier results (standalone, Sep '07 – Dec '21)

₹ crore · from BSE, before the NSE XBRL filings begin

Choice International Ltd. reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

showing latest 8 of 12 periods

	FY09†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19†	FY20†	FY21†
Revenue	2	47	24	8	13	9	78	20	23	13	9	8
Operating profit	0	7	5	4	6	7	8	7	13	8	5	6
Operating margin	7.8%	14.3%	20.2%	55.0%	48.2%	79.8%	10.0%	37.0%	59.6%	62.7%	56.8%	67.0%
Other income	0	—	0	0	0	—	—	—	0	—	0	0
Interest	—	—	3	2	3	4	5	4	10	6	2	2
Depreciation	0	1	1	1	1	1	1	1	1	1	1	1
Profit before tax	0	5	1	2	2	2	2	3	3	2	3	3
Tax	0	2	0	0	1	0	0	1	1	0	1	1
Net profit	0	3	1	1	1	1	2	3	2	2	2	2

Quarters

showing latest 8 of 57 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18†	SEP '18†	DEC '18†	MAR '19†	JUN '19†	SEP '19†	DEC '19†	MAR '20†	JUN '20†	SEP '20†	DEC '20†	MAR '21†	JUN '21†	SEP '21†	DEC '21†
Revenue	0	0	0	0	0	0	1	1	10	11	6	12	14	15	5	7	8	4	3	2	2	2	2	3	7	2	1	3	2	3	7	9	8	55	3	9	3	5	5	6	6	6	6	3	2	2	2	2	2	2	2	2	2	2	3	4	2
Operating profit	0	0	-0	-0	0	0	0	0	1	1	1	1	2	2	1	1	1	1	1	1	1	1	1	2	1	1	1	2	2	2	2	2	1	2	1	2	1	2	2	3	4	4	4	1	1	1	1	1	1	1	2	2	1	1	2	3	1
Operating margin	8.8%	18.2%	-48.0%	-11.1%	9.5%	25.0%	6.9%	18.3%	11.8%	12.1%	11.2%	11.8%	16.1%	16.0%	24.6%	17.8%	12.4%	36.3%	38.1%	57.1%	62.8%	73.2%	77.8%	86.5%	18.9%	81.6%	80.3%	86.2%	79.9%	73.3%	22.2%	28.8%	18.5%	4.3%	46.5%	26.6%	39.0%	49.7%	47.5%	48.3%	66.0%	74.3%	76.6%	47.1%	50.2%	58.3%	47.0%	60.6%	58.3%	60.2%	72.7%	69.4%	69.2%	56.3%	68.0%	74.2%	47.6%
Other income	0	0	0	0	0	0	0	0	—	0	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—	—	—	—	—	—	0	1	0	0	0	0	0	0	0	—	0	0	0	0	0	0	0	0	0	0	0	0
Interest	—	—	—	—	—	—	—	—	—	0	—	0	0	1	1	1	1	1	1	0	0	1	1	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	2	3	3	3	1	1	1	0	0	0	0	0	0	0	1	1	1	1
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	0	0	0	0	0	0	0	0	1	1	1	1	2	1	0	0	0	1	0	0	0	1	0	1	0	0	0	1	0	1	0	1	0	1	0	1	1	1	1	1	1	1	1	0	0	1	1	1	1	1	1	1	1	0	1	2	0
Tax	0	0	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-0	0	0	-0	0	0	0	0	1	0	0	0	-0	0	0	-0	0	0	0	0	0	0	0	0	0	0	1	0
Net profit	0	0	0	0	0	0	0	0	1	1	0	1	1	1	0	0	0	0	0	0	0	0	0	1	0	0	0	1	0	1	0	1	0	1	0	1	1	1	1	0	1	1	1	0	0	1	0	1	0	1	1	1	1	0	1	1	0
EPS ₹	0.30	0.26	0.06	0.03	—	0.12	0.10	0.35	1.41	1.60	0.72	1.50	2.07	0.81	0.31	0.41	0.11	0.47	0.37	0.25	0.29	0.36	0.33	0.92	0.09	0.01	0.03	0.53	0.19	0.67	0.07	0.57	0.26	0.76	0.07	0.90	0.98	0.64	0.48	0.20	0.30	0.42	0.27	0.07	0.15	0.32	0.17	0.26	0.24	0.32	0.35	0.37	0.31	0.09	0.25	0.33	0.03
Revenue YoY	—	—	—	—	-38.2%	118.2%	364.0%	600.0%	4509.5%	4420.8%	373.0%	27.5%	29.1%	—	-20.1%	-41.6%	-40.9%	-74.5%	-38.2%	-77.4%	-80.2%	-51.2%	-38.8%	54.6%	320.1%	-13.7%	-18.3%	0.4%	-70.4%	65.8%	359.2%	243.5%	267.6%	1995.8%	-57.6%	3.5%	-58.9%	-91.5%	75.9%	-37.4%	100.3%	23.7%	11.5%	-54.4%	-64.5%	-58.6%	-64.3%	-14.0%	-3.7%	1.7%	8.0%	-2.3%	-6.2%	-15.6%	31.5%	66.7%	17.7%
Profit YoY	—	—	—	—	-91.7%	-54.5%	100.0%	1600.0%	9100.0%	1980.0%	170.6%	6.5%	28.8%	—	-47.8%	-68.4%	-93.3%	-33.3%	16.7%	-38.7%	222.2%	0.0%	17.9%	384.2%	-69.0%	-97.2%	-90.9%	-42.4%	111.1%	6700.0%	133.3%	7.5%	36.8%	11.8%	0.0%	57.9%	276.9%	-15.8%	642.9%	-62.2%	-38.8%	31.2%	1.9%	-55.9%	-50.0%	-25.0%	-35.8%	246.7%	56.7%	1.6%	105.9%	42.3%	36.2%	-65.6%	12.9%	41.9%	-78.1%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 10 periods

	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '26	JUN '26	SEP '26
ROE	10.9%	8.2%	13.1%	12.6%	17.7%	17.8%	13.2%	13.6%	10.9%	7.0%
ROCE	18.1%	16.7%	21.2%	20.3%	22.2%	19.3%	18.7%	15.9%	16.8%	15.3%
Net margin	11.7%	7.8%	10.4%	10.6%	13.7%	18.2%	13.5%	20.3%	15.3%	9.7%
EBITDA margin	26.3%	27.2%	29.0%	29.2%	29.0%	30.2%	29.3%	35.7%	35.3%	35.3%
Debt / equity	0.43	0.75	0.75	0.72	0.72	0.56	0.56	0.53	0.53	0.66
Interest coverage	5.18	5.43	5.92	5.48	5.16	5.14	4.56	4.55	4.49	4.34
Asset turnover	0.40	0.37	0.45	0.42	0.45	0.37	0.38	0.31	0.33	0.31

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	MAR '23	SEP '23	MAR '24	SEP '24	SEP '25	MAR '26	SEP '26
Share capital	100	100	100	199	199	206	223	223
Other equity / reserves	326	378	436	432	690	1,018	1,449	1,582
Total equity	425	477	536	631	890	1,224	1,672	1,805
Borrowings	275	206	404	455	498	477	884	1,189
Current liabilities	663	506	778	906	1,243	1,196	1,285	2,040
Non-current liabilities	48	120	187	260	177	285	457	138
Total assets	1,137	1,108	1,506	1,806	2,321	2,852	3,566	4,143
Property, plant & equipment	91	96	98	104	113	128	127	152
Capital work-in-progress	—	0	0	0	0	3	10	27
Investments	11	11	14	23	36	119	178	282
Inventories	0	8	0	0	5	26	0	0
Receivables	78	116	153	187	251	281	437	520
Cash & equivalents	49	87	83	145	87	135	194	320

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY26
Cash from operations	-34	263	-148	-267
Cash from investing	-113	-180	-18	-277
Cash from financing	139	-21	224	600
Capex	4	47	16	73
Free cash flow	-38	216	-164	-340
Dividends paid	0	0	0	0

Where the assets sit

Sep '26 · ₹ crore

Fixed assets (PPE)

₹152 cr4%

CWIP

₹27 cr1%

Investments

₹282 cr7%

Receivables

₹520 cr13%

Cash & equivalents

₹320 cr8%

Other assets

₹2,842 cr69%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
Choice International Ltd.	16,668	748.20	132.4	9.23	7.0%

StoxGud checklist: Neutral setup · 6/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month+3.4%

6 months+8.4%

1 year-9.0%

3Y CAGR+53.7%

5Y CAGR—

10Y CAGR—

50-day avg₹743.08

200-day avg₹734.28

RSI (14)53

Compare Choice International Ltd. with

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FAQs

What is the share price of Choice International Ltd.?

Choice International Ltd. (CHOICEIN) closed at ₹748.20 on NSE on 06 Nov 2026.

What is the market cap of Choice International Ltd.?

₹16,668 crore at the latest close.

What is the P/E ratio of Choice International Ltd.?

132.4, on trailing-twelve-month earnings from its filings.

How fast is Choice International Ltd. growing?

Choice International Ltd.: revenue has compounded at 60.3% a year over three years; net profit at 59.5% a year. Latest-quarter revenue is up 35.9% year on year, profit down 100.0%.

How profitable is Choice International Ltd.?

On a trailing-twelve-month basis return on equity is 7.0%, return on capital employed 15.3%, operating margin 35.3%, net margin 9.7%.

How much debt does Choice International Ltd. have?

Choice International Ltd. is moderately geared: debt to equity is 0.66 with borrowings of ₹1,189 cr against cash of ₹320 cr (balance sheet of 2026-09-30). Operating profit covers interest 4.3 times.

Financials parsed from Choice International Ltd.'s own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from MAR '22, annual from FY22, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.