Capital Small Finance Bank Limited
NSE: CAPITALSFB · Unclassified
Ask the data
Instant answers about Capital Small Finance Bank Limited — computed from its filings, no language modelPrice & valuation
split & bonus adjusted · pick a metric and rangeAnnual performance
annual · ₹ crore · line = operating margin| FY24 | FY25 | FY26 | |
|---|---|---|---|
| Total income | 862 | 995 | 1,147 |
| Pre-provision op. profit | 155 | 185 | 214 |
| Operating margin | 18.0% | 18.6% | 18.6% |
| Interest | 449 | 498 | 587 |
| Profit before tax | 148 | 175 | 189 |
| Tax | 37 | 43 | 47 |
| Net profit | 112 | 132 | 141 |
| EPS ₹ | 30.65 | 29.18 | 31.20 |
| Operating cash flow | 113 | 279 | -385 |
| Capex | 18 | 21 | 27 |
| Dividend paid | 4 | 5 | 18 |
| Total assets | 9,295 | 10,108 | 12,144 |
| Equity | 1,197 | 1,340 | 1,461 |
Quarterly performance
last 12 quarters · ₹ crore| DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 222 | 225 | 235 | 249 | 253 | 510 | 270 | 280 | 298 | 299 | 314 | 331 |
| Pre-provision op. profit | 40 | 39 | 43 | 48 | 48 | 95 | 51 | 51 | 52 | 60 | 64 | 65 |
| Operating margin | 18.0% | 17.6% | 18.1% | 19.4% | 18.9% | 18.6% | 19.0% | 18.1% | 17.3% | 20.0% | 20.5% | 19.6% |
| Other income | 18 | 21 | 17 | 26 | 18 | 44 | 23 | 23 | 26 | 26 | 26 | 30 |
| Interest | 117 | 117 | 119 | 123 | 128 | 256 | 137 | 145 | 153 | 152 | 155 | 165 |
| Profit before tax | 38 | 38 | 40 | 44 | 46 | 91 | 43 | 46 | 46 | 54 | 55 | 62 |
| Tax | 10 | 9 | 10 | 11 | 12 | 22 | 10 | 11 | 11 | 14 | 14 | 16 |
| Net profit | 29 | 28 | 30 | 33 | 34 | 68 | 32 | 35 | 34 | 40 | 41 | 46 |
| EPS ₹ | 7.92 | 6.88 | 6.66 | 7.41 | 7.55 | 15.13 | 7.08 | 7.70 | 7.60 | 8.82 | 9.09 | 10.03 |
| Revenue YoY | — | — | — | — | 13.8% | 127.0% | 14.8% | 12.2% | 17.9% | -41.4% | 16.4% | 18.4% |
| Profit YoY | — | — | — | — | 17.7% | 142.1% | 6.6% | 4.6% | 1.1% | -41.3% | 29.0% | 30.7% |
Returns & margins
trailing-twelve-month, per quarter| SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.5% | 9.9% | 12.4% | 12.5% | 12.2% | 12.2% | 9.7% | 10.3% | 10.6% |
| Net margin | 12.9% | 13.1% | 13.3% | 13.1% | 12.9% | 12.5% | 12.3% | 12.6% | 13.0% |
| EBITDA margin | 18.3% | 18.5% | 18.7% | 18.9% | 18.6% | 18.3% | 18.6% | 19.0% | 19.4% |
| Asset turnover | 0.10 | 0.10 | 0.12 | 0.13 | 0.11 | 0.12 | 0.09 | 0.10 | 0.09 |
Balance sheet
equity vs borrowings over time · ₹ crore| MAR '24 | SEP '24 | MAR '25 | SEP '25 | MAR '26 | SEP '26 | |
|---|---|---|---|---|---|---|
| Share capital | 45 | 45 | 45 | 45 | 45 | 45 |
| Reserves | 1,152 | 1,221 | 1,295 | 1,346 | 1,416 | 1,477 |
| Total equity | 1,197 | 1,266 | 1,340 | 1,391 | 1,461 | 1,523 |
| Deposits | 7,478 | 7,780 | 8,323 | 9,317 | 10,018 | 10,831 |
| Borrowings | 472 | 390 | 321 | 577 | 499 | 864 |
| Total assets | 9,295 | 9,561 | 10,108 | 11,434 | 12,144 | 13,393 |
| Advances | 6,075 | 6,629 | 7,090 | 7,801 | 8,572 | 9,633 |
| Investments | 1,706 | 1,751 | 1,819 | 1,954 | 1,973 | 2,105 |
| Fixed assets | 84 | 84 | 88 | 91 | 97 | 109 |
| Cash & bank balances | 1,321 | 974 | 1,000 | 1,436 | 1,321 | 1,349 |
Cash flow
annual · ₹ crore · line = free cash flow| FY24 | FY25 | FY26 | |
|---|---|---|---|
| Cash from operations | 113 | 279 | -385 |
| Cash from investing | -162 | -56 | -37 |
| Cash from financing | 223 | -155 | 163 |
| Capex | 18 | 21 | 27 |
| Free cash flow | 95 | 258 | -412 |
| Dividends paid | 4 | 5 | 18 |
Where the assets sit
Sep '26 · ₹ crorePeer comparison
largest in Unclassified · this company in bold| Company | Market cap ₹cr | Price | P/E | P/B | ROE |
|---|---|---|---|---|---|
| Avantel Limited | 36,86,04,549 | 138.69 | — | 1059360.68 | 0.0% |
| Ducol Organics And Colours Limited | 19,55,275 | 120.00 | — | 20089.13 | 0.0% |
| Jio Platforms Limited | 12,57,181 | 1,406.40 | — | 3.57 | — |
| SBI Funds Management Limited | 1,01,750 | 499.55 | — | — | — |
| Tamilnadu Telecommunication Limited | 91,314 | 9.93 | — | — | — |
| Manipal Health Enterprises Limited | 76,294 | 646.70 | — | — | — |
| INDO-MIM Limited | 59,042 | 1,219.50 | — | — | — |
| AvenuesAI Limited | 45,138 | 129.25 | 153.6 | 9.51 | 6.2% |
| Dhoot Transmission Limited | 32,761 | 1,601.60 | — | 8.11 | — |
| 3M India Limited | 31,071 | 27,570.00 | 53.8 | 17.57 | 32.7% |
| Capital Small Finance Bank Limited | 1,232 | 270.85 | 7.6 | 0.81 | 10.6% |
StoxGud checklist: Neutral setup · 5/10
- Price above 50-day average
- Price above 200-day average
- 50-day average above 200-day (uptrend)
- RSI in healthy 40–70 zone
- Positive 1-year return
- Return on equity above 15%
- Debt to equity below 1
- Revenue growing year on year
- Net profit margin above 10%
- P/E below industry median
A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.
Returns & technicals
FAQs
What is the share price of Capital Small Finance Bank Limited?
Capital Small Finance Bank Limited (CAPITALSFB) closed at ₹270.85 on NSE on 06 Nov 2026.
What is the market cap of Capital Small Finance Bank Limited?
₹1,232 crore at the latest close.
What is the P/E ratio of Capital Small Finance Bank Limited?
7.6, on trailing-twelve-month earnings from its filings.
How fast is Capital Small Finance Bank Limited growing?
Capital Small Finance Bank Limited: Latest-quarter revenue is up 18.4% year on year, profit up 30.7%.
How profitable is Capital Small Finance Bank Limited?
On a trailing-twelve-month basis return on equity is 10.6%, operating margin 19.4%, net margin 13.0%.
How much debt does Capital Small Finance Bank Limited have?
Debt to equity isn't meaningful for Capital Small Finance Bank Limited (banks borrow as part of their business) or isn't filed yet.
Financials parsed from Capital Small Finance Bank Limited's own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from DEC '23, annual from FY24, balance sheet from Mar '24. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.