Bank of Baroda

NSE: BANKBARODA · Financial Services

₹250.31+0.26%06 Nov 2026

Ask the data

Instant answers about Bank of Baroda — computed from its filings, no language model

Market cap₹1,29,602 cr

Current price₹250.31

High / Low₹324 / ₹228

P/E6.6

P/B0.74

Book value₹337.6

ROE11.2%

ROCE—

Debt / equity—

Dividend yield3.33%

EPS (TTM)₹37.88

Face value₹2

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 7 periods

	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total income	91,086	89,001	87,780	1,10,778	1,41,779	1,52,884	1,56,825
Pre-provision op. profit	20,470	22,683	24,126	30,191	37,543	37,898	36,248
Operating margin	22.5%	25.5%	27.5%	27.3%	26.5%	24.8%	23.1%
Interest	50,040	43,201	38,815	49,942	69,899	78,265	81,860
Profit before tax	-1,234	6,373	10,008	20,565	25,799	27,619	24,945
Tax	-2,176	4,919	2,308	5,877	7,390	7,160	5,468
Net profit	928	1,548	7,850	14,905	18,767	20,716	19,477
EPS ₹	1.74	3.32	15.18	28.82	36.29	40.06	38.38
Operating cash flow	—	—	6,538	-21,271	-6,274	34,892	33,426
Capex	—	—	3,163	983	1,355	6,332	1,816
Dividend paid	—	—	0	1,466	2,844	3,930	4,318
Total assets	—	—	—	—	16,54,779	18,61,774	21,01,502
Equity	—	—	—	—	1,20,730	1,46,503	1,65,868

Quarterly performance

last 28 quarters · ₹ crore

showing latest 8 of 28 periods

	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	SEP '21	DEC '21	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	22,057	23,305	23,135	22,590	21,685	21,854	22,071	23,762	21,999	22,073	22,470	26,320	30,353	32,528	33,318	35,766	35,084	37,611	35,801	39,455	37,732	39,896	38,404	38,434	39,999	39,988	41,317	45,784
Pre-provision op. profit	4,393	5,623	5,256	5,198	4,934	5,510	6,410	6,926	5,832	5,980	6,325	6,935	9,719	9,254	9,496	9,808	8,429	9,810	8,781	11,207	8,432	9,479	8,586	8,493	9,652	9,518	10,584	12,674
Operating margin	19.9%	24.1%	22.7%	23.0%	22.8%	25.2%	29.0%	29.1%	26.5%	27.1%	28.1%	26.3%	32.0%	28.5%	28.5%	27.4%	24.0%	26.1%	24.5%	28.4%	22.3%	23.8%	22.4%	22.1%	24.1%	23.8%	25.6%	27.7%
Other income	2,334	3,228	3,144	3,486	2,161	3,017	3,156	6,354	4,458	3,351	3,373	3,977	5,619	5,451	5,316	6,503	5,042	6,538	4,658	7,568	5,163	7,551	5,538	5,116	6,399	5,474	6,202	8,763
Interest	12,796	12,611	12,315	12,319	12,055	10,797	10,407	9,942	9,505	9,800	9,956	11,495	13,161	14,790	16,060	17,528	18,002	18,309	18,582	19,266	20,143	20,273	20,307	20,191	20,586	20,776	21,301	22,660
Profit before tax	1,177	1,300	-1,978	-1,734	-1,045	2,734	1,791	2,893	3,095	3,292	2,010	4,418	6,179	7,096	6,217	6,023	6,526	7,033	6,340	7,434	6,935	6,911	5,170	6,695	7,024	6,057	2,206	9,267
Tax	351	446	-759	-2,215	-395	939	632	3,742	900	844	122	1,146	2,013	1,986	1,915	1,680	1,778	2,017	1,759	1,979	1,818	1,604	1,818	1,625	1,617	409	633	2,628
Net profit	834	853	-1,219	459	-679	1,771	1,196	-741	2,168	2,464	2,032	3,400	4,306	5,255	4,452	4,394	4,789	5,132	4,728	5,355	5,214	5,420	3,469	5,134	5,443	5,648	1,783	6,737
EPS ₹	2.39	2.33	-3.20	0.86	-1.47	3.83	2.59	-1.59	4.19	4.76	3.93	6.58	8.33	10.16	8.61	8.50	9.26	9.92	9.14	10.36	10.08	10.48	6.71	9.93	10.53	11.22	3.45	13.03
Revenue YoY	—	—	—	—	-1.7%	-6.2%	-4.6%	5.2%	0.7%	0.0%	-5.4%	19.6%	37.5%	44.8%	—	35.9%	15.6%	15.6%	7.5%	10.3%	7.5%	6.1%	7.3%	-2.6%	6.0%	0.2%	7.6%	19.1%
Profit YoY	—	—	—	—	-181.4%	107.5%	—	-261.2%	22.4%	106.0%	—	56.9%	74.8%	158.7%	—	29.2%	11.2%	-2.3%	6.2%	21.9%	8.9%	5.6%	-26.6%	-4.1%	4.4%	4.2%	-48.6%	31.2%

Earlier results (standalone, Sep '07 – Mar '19)

₹ crore · from BSE, before the NSE XBRL filings begin

Bank of Baroda reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

showing latest 8 of 11 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19†
Total income	17,780	19,423	24,695	33,096	38,827	43,402	47,366	49,060	48,958	50,306	56,065
Pre-provision op. profit	4,356	4,854	6,982	8,630	9,074	9,353	9,915	8,816	10,975	12,006	13,487
Operating margin	24.5%	25.0%	28.3%	26.1%	23.4%	21.5%	20.9%	18.0%	22.4%	23.9%	24.1%
Other income	2,689	2,725	2,809	3,422	3,631	4,463	4,402	4,999	6,758	6,657	6,091
Interest	9,968	10,759	13,084	19,357	23,881	26,974	29,776	31,321	28,687	28,127	31,290
Profit before tax	3,343	4,238	5,650	6,026	4,831	5,497	5,421	-6,698	2,473	-2,791	698
Tax	1,116	1,180	1,409	1,019	351	956	2,022	-1,303	1,090	-359	265
Net profit	2,227	3,058	4,242	5,007	4,481	4,541	3,398	-5,396	1,383	-2,432	434

Quarters

showing latest 8 of 47 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18†	SEP '18†	DEC '18†	MAR '19†
Total income	3,334	3,620	3,886	3,806	4,027	4,954	4,992	4,735	4,731	4,837	5,121	5,344	5,840	6,342	7,169	7,273	7,986	8,821	9,016	9,328	9,551	9,686	10,262	10,717	10,447	10,623	11,615	11,682	11,817	11,808	12,057	12,244	12,300	11,727	12,789	11,878	12,047	12,181	12,852	12,104	12,490	12,976	12,735	12,788	13,430	14,563	15,285
Pre-provision op. profit	637	932	814	860	846	1,346	1,304	1,010	1,032	1,265	1,547	1,528	1,657	1,851	1,946	1,831	2,140	2,608	2,051	2,253	2,383	2,256	2,182	2,452	2,125	2,197	2,580	2,480	2,403	2,339	2,694	2,202	2,337	1,704	2,572	2,669	2,690	2,595	3,020	2,648	3,042	3,650	2,665	3,006	3,082	3,539	3,861
Operating margin	19.1%	25.8%	21.0%	22.6%	21.0%	27.2%	26.1%	21.3%	21.8%	26.2%	30.2%	28.6%	28.4%	29.2%	27.1%	25.2%	26.8%	29.6%	22.7%	24.2%	24.9%	23.3%	21.3%	22.9%	20.3%	20.7%	22.2%	21.2%	20.3%	19.8%	22.3%	18.0%	19.0%	14.5%	20.1%	22.5%	22.3%	21.3%	23.5%	21.9%	24.4%	28.1%	20.9%	23.5%	22.9%	24.3%	25.3%
Other income	454	618	555	513	476	846	854	703	595	660	767	617	681	676	834	641	734	1,149	898	771	828	841	1,191	1,231	974	932	1,326	1,025	992	1,090	1,295	967	1,144	1,113	1,775	1,444	1,561	1,775	1,977	1,551	1,737	1,673	1,696	1,148	1,352	1,621	1,970
Interest	1,898	2,005	2,303	2,237	2,417	2,646	2,668	2,827	2,747	2,576	2,609	2,869	3,121	3,374	3,720	4,335	4,685	5,016	5,321	5,760	5,860	6,004	6,258	6,598	6,579	6,634	7,164	7,330	7,425	7,432	7,590	7,817	7,912	7,909	7,684	7,062	7,059	7,272	7,293	7,148	7,033	6,909	7,037	7,259	7,586	8,198	8,247
Profit before tax	539	775	390	580	604	1,065	1,095	1,049	915	1,022	1,251	1,277	1,471	1,547	1,355	1,427	1,644	1,758	1,197	1,347	1,724	1,214	546	1,418	1,248	1,420	1,411	1,953	1,515	1,077	876	1,602	445	-4,460	-4,285	665	894	516	397	280	712	224	-4,007	840	652	744	-1,538
Tax	212	274	113	209	208	356	342	364	281	190	345	417	452	478	61	394	478	469	-322	208	422	203	-483	250	80	372	254	591	411	743	278	550	321	-1,118	-1,055	242	342	263	242	77	357	112	-905	312	227	273	-547
Net profit	327	501	276	371	395	708	753	685	634	832	906	859	1,019	1,069	1,294	1,033	1,166	1,290	1,518	1,139	1,301	1,012	1,029	1,168	1,168	1,048	1,157	1,362	1,104	334	598	1,052	124	-3,342	-3,230	424	552	253	155	203	355	112	-3,102	528	425	471	-991
EPS ₹	8.98	13.75	7.59	10.18	10.85	19.45	20.66	18.82	17.41	22.85	24.88	23.59	27.98	29.34	35.51	26.38	29.78	32.94	38.73	27.70	31.65	24.61	24.99	27.72	27.73	24.87	27.05	31.71	25.71	7.78	2.79	4.76	0.56	-14.50	-14.02	1.84	2.39	1.10	0.67	0.88	1.54	0.49	-13.44	2.00	1.60	1.78	-3.75
Revenue YoY	—	—	—	—	20.8%	36.9%	28.5%	24.4%	17.5%	-2.4%	2.6%	12.9%	23.4%	31.1%	40.0%	36.1%	36.7%	39.1%	25.8%	28.3%	19.6%	9.8%	13.8%	14.9%	9.4%	9.7%	13.2%	9.0%	13.1%	11.2%	3.8%	4.8%	4.1%	-0.7%	6.1%	-3.0%	-2.1%	3.9%	0.5%	1.9%	3.7%	6.5%	-0.9%	5.6%	7.5%	12.2%	20.0%
Profit YoY	—	—	—	—	20.8%	41.4%	172.3%	84.8%	60.4%	17.5%	20.4%	25.4%	60.7%	28.4%	42.8%	20.2%	14.4%	20.7%	17.3%	10.3%	11.6%	-21.6%	-32.2%	2.5%	-10.2%	3.6%	12.5%	16.6%	-5.5%	-68.1%	-48.3%	-22.7%	-88.7%	-1100.7%	-639.8%	-59.7%	343.5%	—	—	-52.0%	-35.6%	-55.8%	-2105.1%	159.7%	19.7%	321.6%	—

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 19 periods

	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	—	—	—	—	—	17.7%	16.2%	16.6%	15.5%	15.8%	14.8%	15.1%	14.1%	13.3%	12.0%	12.1%	11.9%	10.9%	11.2%
Net margin	1.0%	-0.6%	0.4%	3.1%	1.7%	14.2%	13.9%	13.8%	13.2%	13.2%	13.5%	13.6%	13.6%	12.5%	12.5%	12.4%	12.6%	11.3%	11.7%
EBITDA margin	22.5%	23.2%	23.4%	25.0%	26.6%	28.9%	29.0%	27.1%	26.5%	25.5%	25.8%	25.4%	24.8%	24.2%	22.7%	23.1%	23.1%	23.9%	25.4%
Asset turnover	—	—	—	—	—	0.09	0.08	0.09	0.09	0.09	0.09	0.09	0.08	0.08	0.08	0.08	0.07	0.08	0.07

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 8 periods

	SEP '22	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	1,036	1,036	1,036	1,036	1,036	1,036	1,036	1,036
Reserves	97,357	1,12,836	1,19,695	1,34,138	1,45,467	1,59,215	1,64,833	1,73,746
Total equity	98,393	1,13,872	1,20,730	1,35,174	1,46,503	1,60,250	1,65,868	1,74,781
Deposits	11,19,041	12,77,058	13,51,802	13,89,615	14,96,688	15,25,204	16,75,895	17,75,096
Borrowings	1,17,332	1,26,276	1,01,959	1,15,106	1,35,813	1,48,247	1,70,297	1,83,471
Total assets	13,98,720	15,91,752	16,54,779	17,24,742	18,61,774	19,13,557	21,01,502	22,31,467
Advances	8,57,458	10,20,726	10,88,983	11,46,424	12,37,240	12,87,059	14,40,458	15,24,547
Investments	3,81,277	4,06,212	4,07,136	4,16,008	4,27,380	4,33,733	4,35,778	5,02,214
Fixed assets	9,598	8,607	8,148	7,848	12,634	13,233	12,197	12,014
Cash & bank balances	95,978	1,03,892	1,00,290	1,04,323	1,32,478	1,27,388	1,60,823	1,33,791

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY25	FY26
Cash from operations	6,538	-21,271	-6,274	34,892	33,426
Cash from investing	-3,652	-1,096	-1,285	-6,494	-3,275
Cash from financing	-1,319	-5,488	5,476	3,790	-1,806
Capex	3,163	983	1,355	6,332	1,816
Free cash flow	3,376	-22,254	-7,629	28,559	31,610
Dividends paid	0	1,466	2,844	3,930	4,318

Where the assets sit

Sep '26 · ₹ crore

Advances

₹15,24,547 cr68%

Investments

₹5,02,214 cr23%

Fixed assets

₹12,014 cr1%

Cash & bank

₹1,33,791 cr6%

Other assets

₹58,901 cr3%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
Bank of Baroda	1,29,602	250.31	6.6	0.74	11.2%

StoxGud checklist: Neutral setup · 4/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month+6.7%

6 months-7.4%

1 year-8.8%

3Y CAGR+8.6%

5Y CAGR+18.9%

10Y CAGR+5.4%

50-day avg₹236.34

200-day avg₹263.14

RSI (14)71

Long-term financials (FY10–FY16)

from published annual reports

Year	Revenue	Profit before tax	Net profit
FY16	₹45,799 Cr	—	₹-5,068 Cr
FY14	₹38,940 Cr	—	₹4,541 Cr
FY13	₹35,197 Cr	—	₹4,481 Cr
FY12	₹29,674 Cr	—	₹5,007 Cr
FY11	₹21,886 Cr	—	₹4,242 Cr
FY10	₹16,698 Cr	—	₹3,058 Cr

Years before FY17 follow the older Indian GAAP standard, so they are not exactly comparable with recent years.

Compare Bank of Baroda with

ICICI Prudential Asset Management Company vs Bank of Baroda Union Bank of India vs Bank of Baroda Billionbrains Garage Ventures vs Bank of Baroda Bank of Baroda vs Indian Bank

FAQs

What is the share price of Bank of Baroda?

Bank of Baroda (BANKBARODA) closed at ₹250.31 on NSE on 06 Nov 2026.

What is the market cap of Bank of Baroda?

₹1,29,602 crore at the latest close.

What is the P/E ratio of Bank of Baroda?

6.6, on trailing-twelve-month earnings from its filings.

How fast is Bank of Baroda growing?

Bank of Baroda: revenue has compounded at 12.3% a year over three years; net profit at 9.3% a year. Latest-quarter revenue is up 19.1% year on year, profit up 31.2%.

How profitable is Bank of Baroda?

On a trailing-twelve-month basis return on equity is 11.2%, operating margin 25.4%, net margin 11.7%.

How much debt does Bank of Baroda have?

Debt to equity isn't meaningful for Bank of Baroda (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Bank of Baroda's own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from JUN '19, annual from FY20, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.