Aavas Financiers Ltd.

NSE: AAVAS · Financial Services

₹1,137.70+0.31%06 Nov 2026

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Instant answers about Aavas Financiers Ltd. — computed from its filings, no language model

Market cap₹9,021 cr

Current price₹1,137.70

High / Low₹1,736 / ₹1,063

P/E—

P/B—

Book value—

ROE—

ROCE—

Debt / equity—

Dividend yield—

EPS (TTM)—

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 7 periods

	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total income	903	1,105	1,306	1,610	2,020	2,358	2,685
Tax	53	64	98	119	134	158	186
Operating cash flow	—	—	-1,136	-1,910	-1,987	-1,660	-1,386
Capex	—	—	16	39	33	30	33
Dividend paid	—	—	0	0	0	0	0
Total assets	7,657	8,960	11,020	13,411	16,519	18,618	21,212
Equity	2,098	2,401	2,809	—	—	—	—

Quarterly performance

last 29 quarters · ₹ crore

showing latest 8 of 29 periods

	SEP '18	DEC '18	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	164	195	239	235	234	270	310	291	272	325	343	365	353	412	450	467	497	509	547	543	580	598	637	628	667	675	715	709	737
Other income	0	-0	0	1	0	0	0	2	0	1	0	0	0	1	1	0	1	1	1	0	1	1	1	0	0	0	0	0	0
Tax	22	25	12	6	13	18	25	7	15	26	26	30	25	31	32	31	35	33	35	35	42	42	40	40	47	49	49	49	54
Revenue YoY	—	—	22.9%	—	—	—	29.5%	23.9%	16.4%	20.4%	10.6%	25.4%	29.7%	20.2%	23.3%	32.3%	—	23.6%	21.5%	16.2%	16.7%	17.4%	16.6%	15.7%	15.0%	12.8%	12.1%	12.9%	10.4%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 21 periods

	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '22	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Asset turnover	0.13	0.14	0.12	0.13	0.13	0.14	0.12	0.13	0.12	0.13	0.12	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 13 periods

	MAR '18‡	MAR '19‡	MAR '20‡	MAR '21‡	MAR '22‡	MAR '23	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	69	78	78	78	79	—	—	—	—	—	—	—	—
Reserves	1,121	1,759	2,020	2,323	2,730	—	—	—	—	—	—	—	—
Total equity	1,190	1,837	2,098	2,401	2,809	—	—	—	—	—	—	—	—
Deposits	—	—	—	—	—	0	—	0	0	0	0	—	0
Borrowings	2,738	3,653	5,352	6,345	7,972	8,316	9,548	10,933	11,443	12,122	12,148	13,558	14,361
Total assets	4,040	5,627	7,657	8,960	11,020	13,411	15,038	16,519	16,885	18,618	19,441	21,212	22,341
Advances	3,333	4,724	6,181	7,523	9,053	—	—	—	—	—	—	—	—
Investments	4	4	—	4	68	123	153	182	208	230	209	271	344
Fixed assets	15	19	27	25	27	—	—	—	—	—	—	—	—
Cash & bank balances	565	679	1,197	1,121	1,530	—	—	—	—	—	—	—	—

Cash flow

annual · ₹ crore · line = free cash flow

showing latest 5 of 9 periods

	FY18‡	FY19‡	FY20‡	FY21‡	FY22	FY23	FY24	FY25	FY26
Cash from operations	-933	-1,276	-1,172	-1,071	-1,136	-1,910	-1,987	-1,660	-1,386
Cash from investing	-218	-327	-342	-265	-467	186	-647	176	-117
Cash from financing	1,240	1,404	1,705	1,008	1,623	1,858	2,477	1,475	1,720
Capex	14	14	20	8	16	39	33	30	33
Free cash flow	-947	-1,290	-1,192	-1,079	-1,152	-1,949	-2,019	-1,690	-1,419
Dividends paid	—	—	—	—	0	0	0	0	0

Where the assets sit

Sep '26 · ₹ crore

Investments

₹344 cr2%

Other assets

₹21,997 cr98%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
Aavas Financiers Ltd.	9,021	1,137.70	—	—	—

StoxGud checklist: Bearish setup · 1/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-7.6%

6 months-19.9%

1 year-31.7%

3Y CAGR-8.2%

5Y CAGR-16.4%

10Y CAGR—

50-day avg₹1,220.50

200-day avg₹1,320.03

RSI (14)40

Compare Aavas Financiers Ltd. with

JM Financial vs Aavas Financiers Can Fin Homes vs Aavas Financiers Indian Energy Exchange vs Aavas Financiers Aavas Financiers vs Aptus Value Housing Finance India Aavas Financiers vs Bajaj Holdings & Investment Aavas Financiers vs Bajaj Finserv

FAQs

What is the share price of Aavas Financiers Ltd.?

Aavas Financiers Ltd. (AAVAS) closed at ₹1,137.70 on NSE on 06 Nov 2026.

What is the market cap of Aavas Financiers Ltd.?

₹9,021 crore at the latest close.

How fast is Aavas Financiers Ltd. growing?

Aavas Financiers Ltd.: revenue has compounded at 18.6% a year over three years. Latest-quarter revenue is up 10.4% year on year.

How profitable is Aavas Financiers Ltd.?

Profitability ratios for Aavas Financiers Ltd. aren't available yet.

How much debt does Aavas Financiers Ltd. have?

Debt to equity isn't meaningful for Aavas Financiers Ltd. (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Aavas Financiers Ltd.'s own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from SEP '18, annual from FY20, balance sheet from Mar '18. * = derived (full year or half year minus earlier quarters). ‡ = balance sheet / cash flow read from the company's published annual report (same basis), for years before the NSE filings carry them; each one checked to add up. Information only, not investment advice.