StoxState Bank of India vs Shriram Finance: share price & financials comparison
NSE: SBIN vs SHRIRAMFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
State Bank of India vs Shriram Finance at a glance
State Bank of India (SBIN) has a market capitalisation of ₹9,96,926 Cr, against ₹2,28,246 Cr for Shriram Finance (SHRIRAMFIN). Over the past year Shriram Finance has returned +21.8%, compared with +12.8% for State Bank of India. State Bank of India comes out ahead on valuation and technicals. Shriram Finance comes out ahead on growth and momentum. Across the scored metrics below, State Bank of India leads on 4 and Shriram Finance on 6. On StoxGud's 10-point checklist, State Bank of India scores 6/10 and Shriram Finance scores 4/10.
| Metric | State Bank of India | Shriram Finance |
|---|---|---|
| Size | ||
| Market cap | ₹9,96,926 Cr | ₹2,28,246 Cr |
| Revenue (latest FY) | ₹7,09,617 Cr | ₹48,193 Cr |
| Net profit (latest FY) | ₹83,299 Cr | — |
| Valuation | ||
| P/E | 11.0 | — |
| P/B | 1.44 | — |
| Dividend yield | 1.43% | 0.64% |
| Profitability | ||
| Return on equity | 13.1% | — |
| Net profit margin | 12.3% | — |
| Operating margin | 18.5% | — |
| Growth | ||
| Revenue growth (YoY) | +6.7% | +15.8% |
| Net profit growth (YoY) | +20.0% | — |
| Revenue CAGR (multi-year) | +13.1% | +22.5% |
| Momentum | ||
| 1-month return | +12.9% | -1.8% |
| 1-year return | +12.8% | +21.8% |
| 3-year CAGR | +22.9% | +35.1% |
| 5-year CAGR | +16.4% | +24.6% |
| 10-year CAGR | +14.5% | +19.2% |
| Distance from 52W high | -12.0% | -15.0% |
| Technicals | ||
| RSI (14) | 78 | 68 |
| Price vs 200-day avg | +3.9% | -3.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | State Bank of India | Shriram Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 6/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, State Bank of India or Shriram Finance?
State Bank of India has a market cap of ₹9,96,926 Cr and Shriram Finance has a market cap of ₹2,28,246 Cr as of 13 Nov 2026.
Which gave better returns in the last year, State Bank of India or Shriram Finance?
Shriram Finance did better: State Bank of India returned +12.8% and Shriram Finance returned +21.8% over one year.
What is the difference between State Bank of India and Shriram Finance?
Both are NSE-listed companies in Financial Services. State Bank of India is about 4.4 times the size of Shriram Finance by market cap. In the latest financial year State Bank of India reported revenue of ₹7,09,617 Cr and Shriram Finance ₹48,193 Cr.
Which is better, State Bank of India or Shriram Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, State Bank of India leads on 4 and Shriram Finance on 6. State Bank of India is ahead on valuation and technicals. Shriram Finance is ahead on growth and momentum. On StoxGud's rules-based checklist State Bank of India scores 6/10 and Shriram Finance scores 4/10. This is information, not advice: consult a SEBI-registered adviser before investing.