StoxChoice International vs Jammu & Kashmir Bank: share price & financials comparison
NSE: CHOICEIN vs J&KBANK · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Choice International vs Jammu & Kashmir Bank at a glance
Choice International (CHOICEIN) has a market capitalisation of ₹16,204 Cr, against ₹15,118 Cr for Jammu & Kashmir Bank (J&KBANK). Over the past year Jammu & Kashmir Bank has returned +30.5%, compared with -10.1% for Choice International. On valuation, Jammu & Kashmir Bank trades at a lower P/E of 6.4 versus 128.7. Jammu & Kashmir Bank earns a higher return on equity (13.5% vs 7.0%). Choice International comes out ahead on growth and momentum. Jammu & Kashmir Bank comes out ahead on size, valuation, profitability and technicals. Across the scored metrics below, Choice International leads on 6 and Jammu & Kashmir Bank on 8. On StoxGud's 10-point checklist, Choice International scores 4/10 and Jammu & Kashmir Bank scores 5/10.
| Metric | Choice International | Jammu & Kashmir Bank |
|---|---|---|
| Size | ||
| Market cap | ₹16,204 Cr | ₹15,118 Cr |
| Revenue (latest FY) | ₹1,119 Cr | ₹14,101 Cr |
| Net profit (latest FY) | ₹218 Cr | ₹2,360 Cr |
| Valuation | ||
| P/E | 128.7 | 6.4 |
| P/B | 8.98 | 0.86 |
| Profitability | ||
| Return on equity | 7.0% | 13.5% |
| Net profit margin | 9.7% | 15.8% |
| Operating margin | 35.3% | 21.3% |
| Growth | ||
| Revenue growth (YoY) | +35.9% | +17.3% |
| Net profit growth (YoY) | -100.0% | +11.7% |
| Revenue CAGR (multi-year) | +42.4% | +7.8% |
| Financial health | ||
| Debt to equity | 0.66 | — |
| Momentum | ||
| 1-month return | -1.1% | -1.4% |
| 1-year return | -10.1% | +30.5% |
| 3-year CAGR | +47.9% | +6.8% |
| 5-year CAGR | — | +26.1% |
| 10-year CAGR | — | +8.5% |
| Distance from 52W high | -14.5% | -28.7% |
| Technicals | ||
| RSI (14) | 67 | 79 |
| Price vs 200-day avg | -0.7% | -0.2% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Choice International | Jammu & Kashmir Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✓ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 4/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Choice International or Jammu & Kashmir Bank?
Choice International has a market cap of ₹16,204 Cr and Jammu & Kashmir Bank has a market cap of ₹15,118 Cr as of 13 Nov 2026.
Which has a lower P/E, Choice International or Jammu & Kashmir Bank?
Jammu & Kashmir Bank has the lower P/E: Choice International trades at 128.7 and Jammu & Kashmir Bank at 6.4.
Which gave better returns in the last year, Choice International or Jammu & Kashmir Bank?
Jammu & Kashmir Bank did better: Choice International returned -10.1% and Jammu & Kashmir Bank returned +30.5% over one year.
What is the difference between Choice International and Jammu & Kashmir Bank?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹16,204 Cr vs ₹15,118 Cr). In the latest financial year Choice International reported revenue of ₹1,119 Cr and Jammu & Kashmir Bank ₹14,101 Cr. Operating margin is 35.3% for Choice International and 21.3% for Jammu & Kashmir Bank.
Which is better, Choice International or Jammu & Kashmir Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Choice International leads on 6 and Jammu & Kashmir Bank on 8. Choice International is ahead on growth and momentum. Jammu & Kashmir Bank is ahead on size, valuation, profitability and technicals. On StoxGud's rules-based checklist Choice International scores 4/10 and Jammu & Kashmir Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.