StoxCentral Bank of India vs Jammu & Kashmir Bank: share price & financials comparison
NSE: CENTRALBK vs J&KBANK · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Central Bank of India vs Jammu & Kashmir Bank at a glance
Central Bank of India (CENTRALBK) has a market capitalisation of ₹29,164 Cr, against ₹15,118 Cr for Jammu & Kashmir Bank (J&KBANK). Over the past year Jammu & Kashmir Bank has returned +30.5%, compared with -17.7% for Central Bank of India. On valuation, Central Bank of India trades at a lower P/E of 6.1 versus 6.4. Jammu & Kashmir Bank earns a higher return on equity (13.5% vs 11.6%). Central Bank of India comes out ahead on size and valuation. Jammu & Kashmir Bank comes out ahead on profitability, growth, momentum and technicals. Across the scored metrics below, Central Bank of India leads on 6 and Jammu & Kashmir Bank on 10. On StoxGud's 10-point checklist, Central Bank of India scores 4/10 and Jammu & Kashmir Bank scores 5/10.
| Metric | Central Bank of India | Jammu & Kashmir Bank |
|---|---|---|
| Size | ||
| Market cap | ₹29,164 Cr | ₹15,118 Cr |
| Revenue (latest FY) | ₹42,498 Cr | ₹14,101 Cr |
| Net profit (latest FY) | ₹4,524 Cr | ₹2,360 Cr |
| Valuation | ||
| P/E | 6.1 | 6.4 |
| P/B | 0.70 | 0.86 |
| Dividend yield | 2.44% | — |
| Profitability | ||
| Return on equity | 11.6% | 13.5% |
| Net profit margin | 10.9% | 15.8% |
| Operating margin | 20.0% | 21.3% |
| Growth | ||
| Revenue growth (YoY) | +14.5% | +17.3% |
| Net profit growth (YoY) | +20.6% | +11.7% |
| Revenue CAGR (multi-year) | +7.7% | +7.8% |
| Momentum | ||
| 1-month return | +6.0% | -1.4% |
| 1-year return | -17.7% | +30.5% |
| 3-year CAGR | -11.7% | +6.8% |
| 5-year CAGR | +8.2% | +26.1% |
| 10-year CAGR | -9.7% | +8.5% |
| Distance from 52W high | -20.3% | -28.7% |
| Technicals | ||
| RSI (14) | 83 | 79 |
| Price vs 200-day avg | -2.6% | -0.2% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Central Bank of India | Jammu & Kashmir Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✓ | ✓ |
| Score | 4/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Central Bank of India or Jammu & Kashmir Bank?
Central Bank of India has a market cap of ₹29,164 Cr and Jammu & Kashmir Bank has a market cap of ₹15,118 Cr as of 13 Nov 2026.
Which has a lower P/E, Central Bank of India or Jammu & Kashmir Bank?
Central Bank of India has the lower P/E: Central Bank of India trades at 6.1 and Jammu & Kashmir Bank at 6.4.
Which gave better returns in the last year, Central Bank of India or Jammu & Kashmir Bank?
Jammu & Kashmir Bank did better: Central Bank of India returned -17.7% and Jammu & Kashmir Bank returned +30.5% over one year.
What is the difference between Central Bank of India and Jammu & Kashmir Bank?
Both are NSE-listed companies in Financial Services. Central Bank of India is about 1.9 times the size of Jammu & Kashmir Bank by market cap. In the latest financial year Central Bank of India reported revenue of ₹42,498 Cr and Jammu & Kashmir Bank ₹14,101 Cr. Operating margin is 20.0% for Central Bank of India and 21.3% for Jammu & Kashmir Bank.
Which is better, Central Bank of India or Jammu & Kashmir Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Central Bank of India leads on 6 and Jammu & Kashmir Bank on 10. Central Bank of India is ahead on size and valuation. Jammu & Kashmir Bank is ahead on profitability, growth, momentum and technicals. On StoxGud's rules-based checklist Central Bank of India scores 4/10 and Jammu & Kashmir Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.