StoxBank of Maharashtra vs Indian Overseas Bank: share price & financials comparison
NSE: MAHABANK vs IOB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bank of Maharashtra vs Indian Overseas Bank at a glance
Bank of Maharashtra (MAHABANK) has a market capitalisation of ₹70,532 Cr, against ₹60,909 Cr for Indian Overseas Bank (IOB). Over the past year Bank of Maharashtra has returned +56.9%, compared with -20.0% for Indian Overseas Bank. On valuation, Bank of Maharashtra trades at a lower P/E of 8.8 versus 9.1. Bank of Maharashtra earns a higher return on equity (21.4% vs 16.5%). Bank of Maharashtra comes out ahead on size, profitability, growth, momentum and technicals. Across the scored metrics below, Bank of Maharashtra leads on 14 and Indian Overseas Bank on 2. On StoxGud's 10-point checklist, Bank of Maharashtra scores 8/10 and Indian Overseas Bank scores 5/10.
| Metric | Bank of Maharashtra | Indian Overseas Bank |
|---|---|---|
| Size | ||
| Market cap | ₹70,532 Cr | ₹60,909 Cr |
| Revenue (latest FY) | ₹32,824 Cr | ₹37,532 Cr |
| Net profit (latest FY) | ₹7,017 Cr | ₹5,418 Cr |
| Valuation | ||
| P/E | 8.8 | 9.1 |
| P/B | 1.89 | 1.51 |
| Dividend yield | 2.73% | — |
| Profitability | ||
| Return on equity | 21.4% | 16.5% |
| Net profit margin | 22.4% | 16.3% |
| Operating margin | 34.0% | 26.9% |
| Growth | ||
| Revenue growth (YoY) | +22.1% | +13.1% |
| Net profit growth (YoY) | +28.0% | +55.9% |
| Revenue CAGR (multi-year) | +16.5% | +14.8% |
| Momentum | ||
| 1-month return | +9.5% | +2.7% |
| 1-year return | +56.9% | -20.0% |
| 3-year CAGR | +25.8% | -8.5% |
| 5-year CAGR | +35.2% | +8.5% |
| 10-year CAGR | +11.6% | +1.9% |
| Distance from 52W high | -2.3% | -21.4% |
| Technicals | ||
| RSI (14) | 85 | 71 |
| Price vs 200-day avg | +17.8% | -5.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bank of Maharashtra | Indian Overseas Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✓ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✓ | ✓ |
| Score | 8/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bank of Maharashtra or Indian Overseas Bank?
Bank of Maharashtra has a market cap of ₹70,532 Cr and Indian Overseas Bank has a market cap of ₹60,909 Cr as of 13 Nov 2026.
Which has a lower P/E, Bank of Maharashtra or Indian Overseas Bank?
Bank of Maharashtra has the lower P/E: Bank of Maharashtra trades at 8.8 and Indian Overseas Bank at 9.1.
Which gave better returns in the last year, Bank of Maharashtra or Indian Overseas Bank?
Bank of Maharashtra did better: Bank of Maharashtra returned +56.9% and Indian Overseas Bank returned -20.0% over one year.
What is the difference between Bank of Maharashtra and Indian Overseas Bank?
Both are NSE-listed companies in Financial Services. Bank of Maharashtra is about 1.2 times the size of Indian Overseas Bank by market cap. In the latest financial year Bank of Maharashtra reported revenue of ₹32,824 Cr and Indian Overseas Bank ₹37,532 Cr. Operating margin is 34.0% for Bank of Maharashtra and 26.9% for Indian Overseas Bank.
Which is better, Bank of Maharashtra or Indian Overseas Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Bank of Maharashtra leads on 14 and Indian Overseas Bank on 2. Bank of Maharashtra is ahead on size, profitability, growth, momentum and technicals. On StoxGud's rules-based checklist Bank of Maharashtra scores 8/10 and Indian Overseas Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.