StoxIIFL Finance vs City Union Bank: share price & financials comparison
NSE: IIFL vs CUB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IIFL Finance vs City Union Bank at a glance
IIFL Finance (IIFL) has a market capitalisation of ₹27,362 Cr, against ₹23,026 Cr for City Union Bank (CUB). Over the past year City Union Bank has returned +19.8%, compared with +18.9% for IIFL Finance. IIFL Finance comes out ahead on valuation, growth and technicals. City Union Bank comes out ahead on momentum. Across the scored metrics below, IIFL Finance leads on 6 and City Union Bank on 4. On StoxGud's 10-point checklist, IIFL Finance scores 5/10 and City Union Bank scores 7/10.
| Metric | IIFL Finance | City Union Bank |
|---|---|---|
| Size | ||
| Market cap | ₹27,362 Cr | ₹23,026 Cr |
| Revenue (latest FY) | ₹13,374 Cr | ₹7,909 Cr |
| Net profit (latest FY) | — | ₹1,326 Cr |
| Valuation | ||
| P/E | — | 15.5 |
| P/B | — | 2.06 |
| Dividend yield | 0.73% | -0.64% |
| Profitability | ||
| Return on equity | — | 13.3% |
| Net profit margin | — | 16.9% |
| Operating margin | — | 26.5% |
| Growth | ||
| Revenue growth (YoY) | +28.4% | +27.7% |
| Net profit growth (YoY) | — | +26.6% |
| Revenue CAGR (multi-year) | +17.4% | +8.5% |
| Momentum | ||
| 1-month return | +4.5% | -0.9% |
| 1-year return | +18.9% | +19.8% |
| 3-year CAGR | +0.9% | +29.3% |
| 5-year CAGR | +13.6% | +13.9% |
| 10-year CAGR | +17.7% | +8.3% |
| Distance from 52W high | -7.9% | -2.5% |
| Technicals | ||
| RSI (14) | 71 | 56 |
| Price vs 200-day avg | +19.2% | +10.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IIFL Finance | City Union Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✓ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IIFL Finance or City Union Bank?
IIFL Finance has a market cap of ₹27,362 Cr and City Union Bank has a market cap of ₹23,026 Cr as of 13 Nov 2026.
Which gave better returns in the last year, IIFL Finance or City Union Bank?
City Union Bank did better: IIFL Finance returned +18.9% and City Union Bank returned +19.8% over one year.
What is the difference between IIFL Finance and City Union Bank?
Both are NSE-listed companies in Financial Services. IIFL Finance is about 1.2 times the size of City Union Bank by market cap. In the latest financial year IIFL Finance reported revenue of ₹13,374 Cr and City Union Bank ₹7,909 Cr.
Which is better, IIFL Finance or City Union Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, IIFL Finance leads on 6 and City Union Bank on 4. IIFL Finance is ahead on valuation, growth and technicals. City Union Bank is ahead on momentum. On StoxGud's rules-based checklist IIFL Finance scores 5/10 and City Union Bank scores 7/10. This is information, not advice: consult a SEBI-registered adviser before investing.